Current Account Signature Change in Bihar Gramin Bank
A Current Account is usually opened by Businessmen, Traders and Professionals as it allows unlimited number of transactions daily. If you are already having your Current Account in Bihar Gramin Bank and require changing your signature in your current account with Bihar Gramin Bank, you can do so in a very simple way.
Reasons behind Changing the Signature in Bihar Gramin Bank Account
You may want to change your signature in your account in any of the following situations:
- You want a signature that suits your personality.
- In different bank account, you signatures differ and you want to make a single signature now onwards in all your accounts.
- You want to keep your signature different in your Savings and your Current Account.
- You want to change the language you sign.
- Security breach issue.
- Your signature has changed over a period from the original one.
- Your signature is similar to someone else's signature.
- Any other reason
In order to change signature your Current account, you may be interested to know how to change Signature in Current Account in Bihar Gramin Bank? It's very easy to get your signature changed in your account and you just need to follow a few steps for the same.
How to Change Signature in Bihar Gramin Bank Account?
If you have a Current account with Bihar Gramin Bank and interested to know how to change the signature in Bihar Gramin Bank Account of any of the authorised signatories or how to write an application for change of signature in Bihar Gramin Bank Account, then following are the steps will have to follow:
You need to visit the home branch for changing your Signature along with a copy of your Proof of Identity.
In order to change signature your bank account, the first step is to fill up Change of Signature Form. Mostly banks have their standard Signature Change form.
You can visit your HOME branch, get the Change of Signature Form and fill it up properly. In this form, there will be following columns:
- Account Number
- Name of Account Holder
- Name of Authorised Signatory, whose signature is to be changed
- Email Address
- Mobile Number
- Specimen Old Signature
- New Signature (Three similar specimen signatures of your new desired sign, in some cases)
- Mention the reason for changing your sign
There will also be a Declaration given in the bottom of the change of signature form as below:
I/We confirm that:
- All cheques issued by me/us with the old signature have been paid.
- All PDCs/ECS mandate issued with the previous signature shall be cancelled by me/us and re-issued with new signature.
- Cheques drawn with the previous signature, if presented in future, will be returned by the Bank.
- All cheques collected and paid in future by the Bank in this account will be drawn in the same name / style / new signature as given in this request form.
Please note that in case you are not able to replicate your existing signature in your account, you are required to submit any one of the following documents for proof of your signature (duly attested by gazetted officer, a banker, or notary):
- Any government issued photo identity document (Driving license, Residence Card etc.) having a seal/ stamp of Government Authority as a proof of current signature, duly attested by a Banker or Indian Embassy or Notary or Gazetted Officer. The signature on the form should match the signature on the government issued document.
- Declaration stating "I hold an bank account with Bihar Gramin Bank, (name of the city) branch and am unable to replicate my old signatures. Kindly attest my signatures.", should be attested by a Banker or Indian Embassy or Notary. The Banker/ Embassy / Notary can mention "verified with records" / "signed in my presence" /"signature verified" or equivalent.
- If self-attested copy of the passport is notarized the same can be accepted as proof of new signature.
The new signature should match the signature on above document.
In case you don't get such from your bank, then you can write a simple application for change of signature containing all the above mentioned columns.
After that you need to submit it to the branch manager/ officer-in-charge. Please note that you may be asked for submitting a Proof of Identity by your banker.
Don't forget to mention your contact number and email id in this form.
Before submitting the signature change form, you must cross check the details filled in the form. You need to confirm whether required fields have properly been filled n by you. It is very necessary to check these details, so that there won't be any problem for your bank to change your signature.
The banker verifies the form and documents submitted by you and if he/ she finds all the things are correct he will accept your application. After due verification of the credentials, your banker will process the request.
You may ask your banker as to how much time will it take to change your signature in your bank account so that you can confirm signature change is affected after that time.
Generally, an email alert would be sent at your registered email id confirming the status of your signature change request. Otherwise also, you must confirm that the signature is changed in your account either through phone call or through visiting your branch.
If you follow above steps, you would be able to change the signature in your bank account in an easy manner.
Documents used as a Proof of Identity of Authorised Signatory
- Passport
- PAN Card
- Aadhaar Card
- Voter's Identity Card
- Driving Licence with Photograph
- Identity Card/ confirmation from employer(Subject to the bank's satisfaction)
- Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of bank
- Identity Card / Document with applicant's photo, issued by :
- Central / State Government and its Department
- Statutory / Regulatory authorities
- Public Sector undertakings
- Colleges affiliated to Universities (this can be treated as valid only till the time the applicant is a student)
- Professional bodies such as ICAI, ICWAI, ICSI & Bar Council etc to their members
- Credit Cards / Debit Cards issued by banks with photo
How to Change Signature in Bihar Gramin Bank Online?
Banks usually do not allow to submit the request for changing your signature in your existing account online. In order to change your signature in your bank account, you need to visit your home branch personally and go through the above mentioned process. You will be notified by the bank about processing your signature alteration request and that your new signature got registered in their system after one or two business days.
Important Points regarding Change of Signature in Bihar Gramin Bank Current Account
- For change of signature in your Current account, you need to visit that branch of the bank where you had opened your account.
- Don't forget to bring the original documents for bank's verification purpose.
- Must affix the stamp of your Firm/Company/Trust/HUF/etc. on the application form for Signature Change.
- Don't forget to mention your contact details like mobile number, email address, even if it's not changed.
- Don't forget to confirm that the signature change in your account is affected.
- All the Authorised Signatories need to sign this form (in case of joint holding).
- Take an acknowledgement of request given for change of Signature from the bank.
- The new signature would be valid once the changes are updated in the bank system.
- BANK will not be responsible for return/ dishonour of any such old outstanding / unpaid cheques / debits / requests and which are still in transit and not in conformity with the new Signature.
FAQ for Change Signature in Bank Account
Do I have to change my signature across all accounts in the same bank?
Yes, if you have multiple accounts with the same bank, you need to change your signature across all accounts to maintain consistency and avoid future difiiculty.
Is it possible to change my signature online?
Most banks in India require you to visit the home branch of the bank for signature change for security reasons. However, some banks may offer partial online services like downloading the necessary forms but your visit to the bnak branch for the physical submission is required for verification.
How long does it take for a signature change request to be processed?
The time taken can vary from bank to bank. Generally, it takes around 7-10 working days after the submission and verification of your request for the signature change to reflect in your account.
How will my signature be verified by the bank?
You will be asked to make your new signature in the presence of a bank official for verification.
Will there be any charges for changing my signature?
Generally, banks do not charge for changing a signature. However, it's always best to check with your bank for any charges for changing your signature.
What should I do if my signature change request is rejected?
If your signature change request is rejected, you should contact your bank branch for the exact reason. Often, it could be due to incomplete documentation or mismatch in signatures during verification. You will be required to resubmit the application to resolve the problem.
What documents are required for changing a signature in a bank account?
you will need to provide a valid photo ID (like an Aadhaar card, PAN card or passport) and a copy of your bank passbook or account statement with the written application for signature change.