Transfer Money Through RTGS in Capital Small Finance Bank Limited Offline?

How to Transfer Money Through RTGS in Capital Small Finance Bank Limited Offline?: Now-a-days, all the banks are providing net banking facilities for ease of fund transfer through RTGS or NEFT, still some people who can't use net banking facility, can transfer the funds through RTGS or NEFT using offline mode.

There are two types of facilities offered by all the banks to transfer your funds very fast from one account to another account. These facailities are known as Real Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT).

If the amount to be transferred is having a large value i.e. 2 lakhs and above, preferably RTGS is used, in which the funds are transferred as and when RTGS instruction is received.

In NEFT, there is no minimum or maximum limit on funds that are to be transferred. In NEFT, the funds do not get transferred immediately but takes few hours for the same.

How to Transfer Money Through RTGS in Capital Small Finance Bank Limited Offline?

In order to Transfer Money Through RTGS or NEFT Offline from Capital Small Finance Bank , you need to follow below mentioned step by step process to Transfer Funds Through RTGS or NEFT Offline i.e. by visiting the bank branch:

Step 1: Approach your home branch of Capital Small Finance Bank from where you want to transfer the funds

Please visit the Capital Small Finance Bank Home Branch along with necessary documents such as remitter's account details, beneficiary's account details, bank branch & IFSC of the beneficiary, etc.

Step 2: Obtain RTGS/ NEFT Transaction Request Form

Meet Relationship Manager or Bank Executive and obtain RTGS/ NEFT Transaction Request Form for fund transfer.

Step 3: Fill up RTGS/ NEFT Transaction Request Form

Fill up RTGS/ NEFT Transaction Request Form thoroughly. You need to mention following details:

  • Fill in the date
  • Tick one of the options, RTGS or NEFT
  • Mention amount to be remitted/ transferred (both in figures and words)
  • Mention Beneficiary Details: Write the name, account number, IFS Code, bank name and branch name of the beneficiary
  • Mention Remitter/ Applicant Details: Write the name and account number of the remitter. You also need to mention the reason of fund transfer (usually in 150 charaters)

Step 4: Tick the mandatory declaration given in the bottom of the form

You need to tick the mandatory declaration given in the bottom of the RTGS/ NEFT Transaction Request Form.

Step 5: Sign the RTGS/ NEFT Transaction Request Form

You need to sign at the provided space given in the bottom of the RTGS/ NEFT Transaction Request Form. If you are a non individual then you need to put the stamp and sign of the authorised signatories at that space.

Step 6: Submit RTGS/ NEFT Transaction Request Form

Submit the duly filled up RTGS/ NEFT Transaction Request Form to the Bank Executive.

Step 7: Take acknowledgement of your request

Bank Executive will verify your form, signature and other details. If he finds the form complete in all respect, he will give you an acknowledgement of your request.

Step 8: Processing of your request of Transfer Funds Through RTGS or NEFT

After due validation, Capital Small Finance Bank will Transfer the Funds Through RTGS or NEFT from your account to the beneficiary's account.

Step 7: Verification of processing of your request of Transfer Funds Through RTGS or NEFT

You will be sent a notification by Capital Small Finance Bank either through SMS on your new mobile number or email about processing of your request of Transfer Funds Through RTGS or NEFT from your account as soon as the transaction takes place. In case, your do not receive any intimation, you may contact your branch and confirm, if the transaction is processed.

Features and Benefits of RTGS Fund Transfer

  • Real-time fund transfer to the beneficiary account
  • Secure way of fund transfer
  • Legal backing
  • Online and offline transfers are possible
  • RTGS is available 24x7x365 with effect from December 14, 2020
  • Minimum limit is Rs.2 lakhs per transaction and usually no maximum limit for RTGS transfer done through the bank branch
  • No requirement of cheque or DD for transferring funds

RTGS Money Transfer in Other Banks (Offline)

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Andhra Pragathi Grameena BankArunachal Pradesh Rural Bank
Aryavart BankAssam Gramin Vikash Bank
Au Small Finance Bank LimitedAxis Bank
Bandhan Bank LimitedBangiya Gramin Vikash Bank
Bank Of BarodaBank Of India
Bank Of MaharashtraBaroda Gujarat Gramin Bank
Baroda Rajasthan Kshetriya Gramin BankBaroda U.p. Bank
Baroda Up Gramin BankBharatiya Mahila Bank Limited
Bihar Gramin BankCanara Bank
Capital Small Finance Bank LimitedCatholic Syrian Bank Limited
Central Bank Of IndiaCentral Madhya Pradesh Gramin Bank
Chaitanya Godavari Grameena BankChhattisgarh Rajya Gramin Bank
City Union Bank LimitedCorporation Bank
Dakshin Bihar Gramin BankDcb Bank Limited
Dena BankDena Gujarat Gramin Bank
Dhanalakshmi BankEllaquai Dehati Bank
Equitas Small Finance Bank LimitedEsaf Small Finance Bank Limited
Export Import Bank Of IndiaFederal Bank
Fincare Small Finance Bank LtdGramin Bank Of Aryavart
Hdfc BankHimachal Pradesh Gramin Bank
Icici Bank LimitedIdbi Bank
Idfc First BankIndian Bank
Indian Overseas BankIndusind Bank
Jammu And Kashmir Bank LimitedJammu And Kashmir Grameen Bank
Jharkhand Gramin BankJharkhand Rajya Gramin Bank
Karnataka Bank LimitedKarnataka Gramin Bank
Karnataka Vikas Grameena BankKarur Vysya Bank
Kashi Gomti Samyut Gramin BankKaveri Grameena Bank
Kerala Gramin BankKotak Mahindra Bank Limited
Langpi Dehangi Rural BankLaxmi Vilas Bank
Madhya Bihar Gramin BankMadhya Pradesh Grameen Bank
Madhyanchal Gramin BankMaharashtra Gramin Bank
Malwa Gramin BankManipur Rural Bank
Meghalaya Rural BankMizoram Rural Bank
Nagaland Rural BankNarmada Jhabua Gramin Bank
North East Small Finance Bank LimitedOdisha Gramya Bank
Oriental Bank Of CommercePallavan Grama Bank
Pandyan Grama BankPaschim Banga Gramin Bank
Pragathi Krishna Gramin BankPrathama Bank
Prathama U.p. Gramin BankPuduvai Bharathiar Grama Bank
Punjab And Sind BankPunjab Gramin Bank
Punjab National BankPurvanchal Gramin Bank
Rajasthan Marudhara Gramin BankSaptagiri Grameena Bank
Sarva Haryana Gramin BankSarva Up Gramin Bank
Saurashtra Gramin BankSouth Indian Bank
State Bank Of Bikaner And JaipurState Bank Of Hyderabad
State Bank Of IndiaState Bank Of Mysore
State Bank Of PatialaState Bank Of Travancore
Suryoday Small Finance BankSutlej Kshetriya Gramin Bank
Syndicate BankTamil Nadu Grama Bank
Tamilnad Mercantile Bank LimitedTelangana Grameena Bank
The Nainital Bank LimitedTripura Gramin Bank
Uco BankUjjivan Small Finance Bank Limited
Union Bank Of IndiaUnited Bank Of India
Utkal Grameen BankUtkarsh Small Finance Bank
Uttar Banga Kshetriya Gramin BankUttar Bihar Gramin Bank
Uttarakhand Gramin BankVananchal Gramin Bank
Vidharbha Konkan Gramin BankVijaya Bank
Yes BankZila Sahakari Bank Ltd