Home» Icici Bank Children's Saving Account

Icici Bank Smart Star Savings Account, Icici Bank Children's Saving Account

Features

  • Smart Star account comes in 2 variants:
    (1) Smart Star Savings Account with Guardian Consent
    (2)Smart Star Savings Account without Guardian Consent
  • Free Personalised debit card
  • With the debit card you can spend and withdraw limit of Rs. 5000
  • Personalised cheque book
  • Free Internet Banking access
  • Free Mobile Banking Access
  • Free Email statement
  • Prepaid Mobile recharge facility

Average Monthly Balance

Rs. 2500

Eligibility

Minors, above 10 years of age, can independently open and operate the account.

Documents Required

  • Identity proof of guardian
  • Address proof of guardian
  • Photograph of minor
  • Declaration from Minor
  • Declaration along with ID proof of guardian (for guardian consent account)

Fees & Charges

  • Charges for non maintenance of minimum monthly average balance (NMMAB): 5% of the shortfall in required MAB
  • Statement: Free Monthly e-mail statement
  • Passbook facility: Available at base branch free of cost
  • Debit Card Fees for Account Holder: Nil
  • Cheque Book: Nil for 20 payable-at-par cheque leaves in a quarter & Rs. 20 for every additional cheque book of 10 leaves
  • Value Added SMS alert facility: Rs 15 per quarter
  • Outstation cheque collection (through ICICI bank branch locations): Rs 25 to Rs 200 per instrument based on value of cheque
  • Outstation cheque collection (through non ICICI bank branch locations): Rs 25 to Rs 200 per instrument based on value of cheque
  • Charges for Multicity cheque payment: Nil
  • Issue of DD drawn on ICICI Bank by cheque/transfer: Rs.50 per D.D. up to Rs.10000 and then Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000 (subject to a minimum of Rs.75 and maximum of Rs. 15000)

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