Private Sector Bank in India,Branches and Interest Rates

Private Sector Banks are those banks in which the majority of the stake is held by shareholders of the bank and not by the government. RBL bank, HDFC Bank, ICICI Bank, Yes Bank, etc. are the private sector banks in India. They provide all the banking products and services to the customers. These products include Fixed Deposit, Savings Deposit, RD, Home Loan, Personal Loan, Car Loan, Locker, Demat Facilities, Debit/ Credit Card, ATM, Foreign Exchange Transactions, Insurance, Wealth Management, Net Banking, etc. Private banks are known for introducing information technology in the banking system.

Private banks are managed and controlled by private promoters. There are 2 different categories in which these private banks have been divided:

  1. Pre-liberalisation
  2. Post-liberalisation


There are total 12 banks which exist from the period before liberalisation in India that took place in 1990. These banks include Federal Bank, Karnataka Bank, Karur Vysya Bank, RBL Bank, etc.


There are total 9 banks which got licenses and came into being after liberalisation in India that took place in 1990. These banks are called new age banks and include HDFC Bank, ICICI Bank, Axis Bank, Yes Bank, etc.

Private Sector Banks offer innovative products and better services as compared to public sector banks but they charge some extra amount for providing such additional services. It has been seen that the financial performance of private banks has remained better than that of public banks as they have managed their net interest margin (NIM) and non-performing assets (NPA) very well.

If you are looking for IFSC,SWIFT,MICR or BSR codes or looking for bank branch details including road direction or ATMs of a bank? You will get complete information of all india private sector banks.

You can also find IFSC,SWIFT,MICR or BSR code for any branch of any bank to make a NEFT payment or RTGS payment. Also, find ATM and branch location near by you with branch contact information. Information on all the Nationalised Banks, Scheduled Banks and Private Banks in India is available.

Below are private sector banks in India. All banks has their branches in different states of india. Currently around 22 private sector banks in India. There are total 93 commercial banks in India.

Top Private Sector Banks List

Au Small Finance Bank Jaipur19-04-2017AU NEEV, 19-A, Dhuleshwar Garden, Ajmer Road, Jaipur, Rajasthan - 302001
Axis BankMumbai1994Axis Bank Limited,Corporate Office,Bombay Dyeing Mills Compound,Pandurang Budhkar Marg, Worli,Mumbai - 400025
Bandhan Bank Kolkata2015DN 32, Sector V, Salt Lake City, Kolkata-700091, West Bengal
Capital Small Finance Bank Jalandhar24-04-2016Midas Corporate Park, IIIrd Floor, 37, G.T.Road, Jalandhar, Punjab - 144001
Catholic Syrian Bank Thrissur1920CSB Bhavan, P.O Box No. 502, St. Mary's College Road, Thrissur - 680020, Kerala
City Union Bank Kumbakonam1904149, T S R (Big) Street, Post Box No 25, Kumbakonam-612001, Tamil Nadu
Dcb Bank Mumbai19956th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013, Maharashtra
Dhanalakshmi BankThrissur1927Dhanalakshmi Buildings, Post Box No 9, The Round, Naickanal, Thrissur - 680001, Kerala
Equitas Small Finance Bank Chennai08-07-19054th Floor, Spencer Plaza, No. 769, Phase II, Anna Salai, Chennai - 600 002
Esaf Small Finance Bank Thrissur05-05-2016The ESAF Small Finance Bank, Hepzibah Complex, Mannuthy P.O, Thrissur, Kerala, India - 680651
Federal BankKochi1931Federal Towers, Post Box No 103, Aluva, Kochi-683101, Kerala
Fincare Small Finance Bank LtdBengaluru21-07-20175th Floor, Bren Mercury, Kaikondanahalli, Sarjapur Main Road, BENGALURU 560035
Hdfc BankMumbai1994Trade World, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400013, Maharashtra
Icici Bank Mumbai1996 ICICI Bank Towers, Bandra-Kurla Complex, Mumbai 400 051
Idfc First BankMumbai2015Naman Chambers, C-32, G-Block, Bandra Kurla Complex, Bandra (East), Mumbai- 400051, Maharashtra
Indusind BankMumbai1994701, Solitaire Corporate Park, 167, Guru Hargovindji Marg, Andheri (East), Mumbai - 400093, Maharashtra
Jammu And Kashmir Bank Srinagar1938Maulana Azad Road, Srinagar-190001, Jammu and Kashmir
Karnataka Bank Mangaluru1924Post Box No. 599.Mahaveera Circle, Kankanady, Mangaluru-575002, Karnataka
Karur Vysya BankKarur1916Erode Road, No 20, Vadivel Nagar, L.N.S., Karur - 639002
Kotak Mahindra Bank Mumbai200327 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051, Maharashtra
Laxmi Vilas BankKarur1926Post Box No 2, Salem Road, Kathaparai, Vengamedu Post, Karur -639006, Tamil Nadu
North East Small Finance Bank Guwahati25-07-20161st & 3rd Floor, Central Fortune, Basisthapur, Bye lane 3, Beltola Guwahati, Assam 781028
South Indian BankThrissur1929SIB House, T.B Road, Mission Quarters, Thrissur-680001, Kerala
Suryoday Small Finance BankMumbaiShop Number 1, Hermesh Atrium, Sector 11, CBD Belapur Navi Mumbai-400614
Tamilnad Mercantile Bank Tuticorin192157, V.E. Road, Tuticorin-628002, Tamil Nadu