SWIFT Code & BIC Codes of Bank Branches

SWIFT Code Finder
(Select Bank Name then State then City and then Branch)

Find SWIFT Codes for International Transfers

If you're planning an international money transfer to or from bank, you'll need the correct SWIFT Code. A SWIFT code is a standard format of Business Identifier Codes (BIC) used worldwide to uniquely identify banks and financial institutions. Approved by the International Organization for Standardization (ISO), the SWIFT Code ensures that your funds reach the correct bank branch securely and efficiently.

What is the SWIFT Code?

The SWIFT Code in India is a unique 8 or 11-character code that helps identify specific branches during overseas fund transfers. When you transfer money internationally, banks use the SWIFT system to securely communicate and complete transactions.

A typical SWIFT Code format looks like this:

  1. BBBB – 4 letters representing the bank code
  2. IN - 2 letters for the country code (India)
  3. XX - 2 characters for the location code
  4. 123 - (optional) 3 digits representing the branch code
  5. SWIFT and BIC codes are essentially the same.
  6. If the second character of the location code is "0," it indicates a test BIC.
  7. If it's "1," it denotes a passive participant in the SWIFT network.
  8. If it's "2," it indicates reverse billing where the recipient pays for the transaction.

For example: UTIBINBBXXX is a sample structure for SWIFT codes. If an 8-digit SWIFT code is provided, it usually refers to the bank's main (primary) office.