How to Apply for a Savings Scheme in Post Office?

You will have to follow a process to apply for a savings scheme in post office.

You can easily apply for a post office saving scheme by following this stepwise process.

• Step 1: Select the post office branch where you want to open any of the post office savings scheme's account and visit there.
• Step 2: Acquire the relevant form to open the account from the post office. Majority of the post office scheme's forms are also available online which you can download from the official portal of the Indian Post Office.
• Step 3: Fill out the form with the necessary details and submit it along with the required documents. Affix your photo at the given space. Put your signature wherever required.
• Step 4: Make the initial deposit required in the scheme either in cash or through cheque. Attach the proof of deposit to the application form.
• Step 5: Submit the application form to the concerned officer at post office and take the acknowledgement slip as a proof of deposit of your application.
• Step 6: Post office officials will go through your application and process the same. You will get the certificate and other documents after your application is processed by them.

You should carry the originals of all the required documents with you for verification purpose.

You will also have to self-attest all the copies of documents which you are attaching to the application form while opening of account of any of the Post Office Saving Schemes.

Do not forget to take the acknowledgement slip after the form submission which serves as a proof of deposit of your application.

How to Access Post Office Savings Account Online?

Process to Activate Indian Post Internet Banking for New Users

• Step 1: You need to visit the eBanking website of Indian Post.
• Step 2: Click on 'New User Activation' link on the page.
• Step 3: Enter the 'Customer ID' and 'Account ID' in the space provided.
• Step 4: Click on 'Continue' button.
• Step 5: Once the activation process is completed, you will get the 'User ID'.

Process to Login Indian Post Internet Banking

• Step 1: You need to visit the eBanking website of Indian Post.
• Step 2: Enter your user ID and captcha code in the space provided.
• Step 3: Click on 'Log In' button.
• Step 4: You will be logged in to the portal.
• Step 5: Now you can access your account.

India Post ebanking Facility

ebanking facility can be availed on PO Savings Account by submitting prescribed form duly signed at concerned Post Office.

After enabling these facilities by concerned Post Office, the account holder will get activation code within 48 hours of account opening. You need to visit the eBanking website of Indian Post. Following facilities are available in ebanking.

• Opening of Recurring Deposit/ Time Deposit account
• Deposit in SB/ RD/ PPF/ SSY Accounts standing in CBS Post Offices
• Availing loan against RD
• Availing loan against PPF
• PPF Withdrawal
• Repayment of RD Loan
• Repayment of PPF Loan
• View/Print of transaction details of all Small Savings Schemes linked account
• Stop cheque request
• Getting mini statement

Pre-requisites for Availing India Post Internet Banking

Outlined below are the pre-requisites for availing india post internet banking.

• Valid Active Single or Joint 'B' Savings account standing at CBS Sub Post Office or Head Post Office
• Accounts standing at Branch Post Office are not eligible for availing Internet banking facility
• Submit necessary KYC documents, if not already submitted
• Valid unique mobile number
• Email address
• PAN number

India Post Mobile Banking Facility

India Post Mobile Banking app offers banking on the go. With India Post Mobile Banking App, it becomes simple to manage all of your accounts in a secure environment. All eligible persons can sign up for India Post Mobile Banking at any CBS head or sub-post office.

• After registering for DoP Mobile Banking, India Post Mobile Banking app needs to be downloaded from google play store.
• Install the India Post Mobile Banking app on your mobile.
• After 24 hours of registration, activate Mobile Banking by clicking on 'Activate Mobile Banking' button and follow the pre-defined steps.
• Enter the Security Credentials and enter OTP.
• After your activation has been authenticated, you will need to input your four-digit MPIN.
• For logging in to the app, enter User name and Mpin. Note that CIF ID is printed on the first page of your passbook the default User name.
• Press 'Go' button.
• You will see the dashboard.
• You can perform many operations through India Post Mobile Banking.
• You can view the balance of your savings account, recurring deposit (RD) and public provident fund (PPF). Place Stop cheque request.
• You can send funds to the PO savings accounts of others.
• You can also move money from your savings accounts to your linked PPF accounts.
• You can make bill payments and register biller, make cheque enquiry, see mini statement, check all the transactions done in your account, etc.
• Open Time deposit/ RD account.

You can change your login credentials of India Post mobile banking in the 'Update channel login ID' option under 'My Profile' section in internet banking.