How to Apply for Axis Bank My Zone Credit Card Online?
By Team CodeForBanks | June 03, 2025
Axis Bank My Zone Credit Card is a great option for those who love shopping, dining and entertainment. With exciting discounts, cashback offers and complimentary benefits, this card can help you save a lot of money. We will review this card thoroughly and see that how this card saves money and results in zero credit card fee.
Process to Apply Online
Axis bank gives you a facility to apply for Axis Bank Credit Card Online. You can easily apply for the Axis Bank My Zone Credit Card online as it is a very simple and user-friendly process. You just need to follow this step-by-step procedure,
- Step 1: Visit the Axis Bank My Zone Credit Card page.
- Step 2: Click on "Apply Now" button.
- Step 3: Fill Out the Application Form. Enter your personal details, income information and contact details.
- Step 4: Now, you need to upload required documents. Submit scanned copies of identity proof, address proof and income proof.
- Step 5: Double-check the details.
- Step 6: Submit the application.
- Step 7: The bank will verify your details and approve the card, if you meet the eligibility criteria.
- Step 8: Once approved, the card will be dispatched to your registered address.
My Zone Credit Card Eligibility Criteria
To apply for the Axis Bank My Zone Credit Card, you must meet the following eligibility requirements,
- Age: 18 to 70 years
- Residency: Indian or NRI
- Income: Must have a stable income source
- Credit Score: Preferably above 750
- No history of loan defaults
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Documents Required
You will need the following documents to complete your application.
- Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
- Address Proof: Utility bill, Passport, Driving License, or Rent Agreement
- Income Proof: Latest salary slip, Form 16, or Income Tax Return
Processing Time
The approval process for the Axis Bank My Zone Credit Card usually takes 7 to 15 days after submission. However, this may vary based on individual circumstances and document verification.
However, it is always crucial to stay connected with Axis Bank's customer service team and regularly follow up on your credit card application so that you get it in the minum time.
My Zone Credit Card Features and Benefits
| Features | Benefits |
|---|---|
| Movie Discounts | Buy One Get One Free on movie tickets via District app |
| SonyLIV Subscription with Credit Card | Complimentary annual subscription worth Rs.1,499 |
| Swiggy Discount | Flat Rs.120 off on food delivery orders |
| Lounge Access | 1 complimentary domestic airport lounge visit per quarter |
| Shopping Discounts | Up to Rs.1,000 off on Ajio purchases |
| Dining Offers | Up to 15% off on select restaurants |
| Fuel Surcharge Waiver | 1% waiver on fuel transactions between Rs.400 and Rs.4,000 |
| Add-on Card Availability | Get Add-on card with zero joining and renewal fee |
Who Should Consider This Card?
This card is ideal for following persons,
- Frequent shoppers who love discounts on Ajio and Swiggy.
- Movie lovers who want free tickets every month.
- Travelers who need lounge access benefits.
- Individuals looking for a budget-friendly credit card with great perks.
How This Card Saves Money and Results in Zero Fee?
The Axis Bank My Zone Credit Card has an annual fee of Rs.500, but you can effectively make it free by utilizing its benefits, let us see How to Save Money with a Credit Card?
Axis Bank Credit Card Savings Calculation
| Benefit | Monthly Savings | Annual Savings |
|---|---|---|
| SonyLIV Subscription | - | 1499 |
| Movie Discounts | 200 | 2400 |
| Swiggy Discounts | 240 | 2880 |
| Ajio Shopping Discount | ₹1,000 per purchase | Varies |
| Fuel Surcharge Waiver | 400 | 4800 |
| Dining Discount | 500 | 6000 |
By maximizing these benefits, you can save over Rs.18,500 annually which makes this card practically free while enjoying premium perks.
We can see that the Axis Bank My Zone Credit Card is a fantastic option for those who want to save money on entertainment, shopping and dining. With easy online application, great benefits and cost-saving features, this card is worth considering. Apply for 'Axis Bank My Zone Credit Card' today and start enjoying the perks.
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