| Bank | Interest Rate | Tenure | Explore |
|---|---|---|---|
| Dcb Bank Limited | 10.24% | 20 Years | Explore |
| Rbl Bank Limited | 10.45% - 11.80% | 25 Years | Explore |
| City Union Bank Limited | 10.50% - 13.00% | 15 Years | Explore |
| State Bank Of India | 7.90% to 8.30% | 30 Years | Explore |
| Bharatiya Mahila Bank Limited | 7.90% to 8.30% | 30 Years | Explore |
| State Bank Of Mysore | 7.90% to 8.30% | 30 Years | Explore |
| State Bank Of Hyderabad | 7.90% to 8.30% | 30 Years | Explore |
| State Bank Of Patiala | 7.90% to 8.30% | 30 Years | Explore |
| State Bank Of Travancore | 7.90% to 8.30% | 30 Years | Explore |
| State Bank Of Bikaner And Jaipur | 7.90% to 8.30% | 30 Years | Explore |
| Punjab National Bank | 7.90% to 8.70% | 30 Years | Explore |
| United Bank Of India | 8.00% to 8.15% | 30 Years | Explore |
| Central Bank Of India | 8.00% to 8.30% | 30 Years | Explore |
| Oriental Bank Of Commerce | 8.00% to 8.55% | 480 Months, , including the moratorium period of 18 months | Explore |
| Hdfc Bank | 8.00% to 8.80% | 30 Years | Explore |
| Canara Bank | 8.05% to 10.05% | 30 Years | Explore |
| Uco Bank | 8.05% to 8.15% | 30 Years | Explore |
| Corporation Bank | 8.10% to 8.35% | 30 Years | Explore |
| Bank Of India | 8.10% to 9.00% | 30 Years | Explore |
| Idfc Bank Limited | 8.15% | 30 Years | Explore |
| Andhra Bank | 8.15% to 8.30% | 30 Years | Explore |
| Syndicate Bank | 8.15% to 8.40% | 30 Years | Explore |
| Bank Of Baroda | 8.15% to 9.15% | 30 Years | Explore |
| Dena Bank | 8.15% to 9.15% | 30 Years | Explore |
| Vijaya Bank | 8.15% to 9.15% | 30 Years | Explore |
A home is a dwelling place used as a permanent residence for an individual, household or family. Building your home can be one of the most exciting and important dreams one has and a home construction or purchase is probably the biggest financial decision in one's life. This decision has an impact on one's financial life for many years to come.
Now due to home loans offered by many finance companies and bank, it has become comparatively easier to build our own home. Such banks/ home finance companies provide you full assistance in getting loan by their simple procedures.
A Home loan in India is offered by several banks at a lower interest rate starting at 9% as on 26 Jan 2021. These loans allow you to repay them in maximum of 30 Years. Banks offer the best Home loan schemes and you can repay the loan through easy EMIs.
Further, there is also tax benefits in availing home loans. Find below Banks List Providing Home Loan.
| Sr No | Scheme | Brief Description |
|---|---|---|
| 1 | Regular Home Loan | Regular and most demanding Loan Scheme |
| 2 | Home Loan as Overdraft | Home Loan is taken as Overdraft |
| 3 | Home Top-Up Loan | Borrow amount over and above home loan amount |
| 4 | Balance Transfer of Home Loan | Transfer home loan from other institution |
| 5 | NRI Home Loan | NRIs and PIOs can get home loan |
| 6 | Flexipay Home Loan | Exclusively designed for salaried to get higher loan |
| 7 | Privilege Home Loan | Exclusively designed for government employees |
| 8 | Home Improvement Loan | For furnishing houses or flats at very low interest rate |
| 9 | Pre-Approved Home Loan (PAL) | Sanction of loan limit before finalizing property |
| 10 | Realty Home Loan | Exclusively to purchase a plot for construction |
| 11 | Bridge Home Loan | Upgrade home |
| 12 | Reverse Mortgage Loan | Loan against mortgage of residential property |
| 13 | CRE (Commercial Real Estate) Home Loan | Loan to customers who own at least 2 houses |
| 14 | Pradhan Mantri Awas Yojana (PMAY) | Subsidised home loan for eligible urban beneficiaries |
| 15 | Step Up Home Loan | Offers higher loan amount as compared to your actual loan eligibility |
| 16 | Fixed Home Loan 24/36 months | Fixed interest rate for first 2/3 years |