Quick Ways to Instantly Block and Unblock Your SBI Credit Card

If you loose your credit card then it can be stressful as it may involve some fraudulent transactions. In such situations blocking your SBI credit card is a simple process to provide you a financial security. Whether you have lost SBI credit card, it is stolen or you simply want to deactivate it, there are multiple ways to block your SBI card instantly.

When is the Need to Block SBI Credit Card?

Whenever your credit card is lost due to any reason, you need to block the card immediately without any delay. Blocking your SBI credit card is important in situations like loss, theft, or unauthorized transactions. Even when your card is misplaced, blocking it immediately avoids fraudulent activities on your card and keeps your funds safe. SBI provides multiple methods for sbi credit card block such as calling SBI credit card customer care, sending an SMS, using SBI's website or mobile app, etc. Once blocked, you are no longer liable for transactions made after the blocking date.

Apart from emergencies, there are other reasons you need to block your SBI credit card or SBI blocks your card itself such as,

• Exceeding your credit limit
• Missing payments
• Willing to switch to a different card
• Non-receipt of KYC documents

In such cases, SBI may block your card temporarily for SBI credit card security reasons and then requires verification for reactivation.

How to Block SBI Credit Card?

Method 1. Customer Care Helpline

This is the simplest way to block your credit card immediately. You need to call SBI Card's toll-free number to block your card immediately and you need to perform these steps for the same,

• Step 1: Dial 1860-180-1290 or 39-020202 (prefix with your local STD code).
• Step 2: Provide your card details and registered mobile number for verification.
• Step 3: Once verified, the customer care representative will block your card instantly.

Method 2. SBI Mobile App (YONO)

SBI card blocking process via the SBI YONO app is very fast and convenient as well. This is one of the quickest way to block the card, you need to perform following steps for SBI YONO card blocking,

• Step 1: Log in to the SBI YONO app.
• Step 2: Click on 'Accounts' and select 'My Credit Cards'.
• Step 3: Choose the card you wish to block and complete the process.
• Step 4: You will receive a confirmation message once the card is successfully blocked.

Method 3. SBI Official Website

You can block your card online through the SBI Card portal, you need to perform below-mentioned steps for the same,

• Step 1: Visit the SBI Card website.
• Step 2: Log in to your net banking account using your login credentials.
• Step 3: Navigate to the 'Block Lost/Stolen Card' section.
• Step 4: Select the card you want to block.
• Step 5: Follow the further instructions.
• Step 6: A confirmation message will be sent to your registered mobile number and email.

Method 4. SMS Service

If you prefer a quick method, you can block your SBI credit card via SMS, and you need to perform these steps for SBI card SMS blocking,

• Step 1: Send BLOCK XXXX (XXXX are last four digits of your card) to 5676791 from your registered mobile number.
• Step 2: You will receive a confirmation message once your card is blocked.

You may also like "What is Best Option to Arrange for Urgent Funds-FD Withdrawal or Loan Against FD?"

Method 5. Email Request

You can also block your card by sending an email to SBI customer care. Please follow this process,

• Step 1: Email [email protected] with your card details and reason for blocking.
• Step 2: The concerned team will process your request and send a confirmation.
• Step 3: This method may take a bit more time.

Method 6. Visiting an SBI Branch

If you prefer in-person assistance, visit your nearest SBI branch, and go through below-mentioned procedure,

• Step 1: Inform the bank representative about your request.
• Step 2: Fill out the necessary forms to block your card.
• Step 3: You will receive a confirmation message and email once the process is complete.

Method 7.SBI Digital Assistant (ILA)

SBI offers a virtual assistant called ILA, where you can,

• Step 1: Raise a query like "How to Block My Card?".
• Step 2: ILA will guide you through the steps to block your card.

How to Unblock Your SBI Credit Card?

If your SBI credit card is blocked, you can unblock it using mutiple methods depending on the reason for the block. Outlined below are the detailed methods to unblock your SBI credit card,

Method 1.Online through SBI Card Website

• Step 1: Visit the SBI Card website.
• Step 2: Log in to your account using your credentials.
• Step 3: Go to the 'Card Blocking & Unblocking' section.
• Step 4: If your card was blocked due to overutilization or missed payments, you first need to make the required payment to bring your balance within the allowed credit limit.
• Step 5: Follow the instructions to request unblocking.

Method 2.SMS Service

If your card was blocked due to overutilization,

Send AVAIL XXXX (XXXX are last four digits of your card) to 5676791 to check your available limit.

If blocked due to missed payments,

Send BAL XXXX to 5676791 to check your outstanding balance and make the necessary payment.

Method 3.Customer Care Helpline

• Step 1: Call 1860-180-1290 or 39-020202 (prefix with your local STD code).
• Step 2: Provide your card details and registered mobile number for verification.
• Step 3: Request for unblocking.

Method 4. Visiting an SBI Branch

If your card was blocked due to suspicious activity or non-receipt of KYC documents,

• Step 1: Visit your nearest SBI branch.
• Step 2: Submit the required documents (e.g., PAN card, address proof, KYC renewal form).
• Step 3: The bank will review your request and unblock the card if all conditions are met.

Method 5.Email Request

If your card was blocked due to KYC issues,

• Step 1: Email [email protected] with the necessary documents.
• Step 2: The SBI team will process your request and notify you once the card is unblocked.

Recent article "Secure Your Borrowing with Personal Loan Insurance"