Documents Needed for Mudra Yojna | Documents Needed for Applying Mudra Loan

Now the basic question while opting for Mudra Loan is what are mudra loan documents required?, mudra loan documents sbi, mudra loan documents list, etc. Documents required differ from different categories of Mudra Loan i.e. Shishu, Kishore and Tarun. We have given the detailed mudra loan documents list below which is category-wise list.

Documents Required for Shishu Loan

Following are the documents required for Shishu loan

  • Duly filled in Pradhan Mantri Mudra Yojana Application Form
  • 2 passport size photos of the borrower i.e. applicant / Proprietor / Partners / Directors not older than 6 months
  • Photo Identity Proof (any one: must be self certified copy): Passport, Driving License, PAN Card, Post Office ID card, Bank Account Passbook containing the photo with verification by the concerned Bank official, photo ID card issued by the Ministry of Home Affairs of Centre/ State Governments, any Government issued picture ID card
  • Address Proof (any one: must be self certified copy): Aadhar card, Voter's ID card, water bill, latest electricity or latest landline bill, Property tax receipt, Passport of Individual / Proprietor / Partners, Certificate issued by Govt. Authority/Local Panchayat / Municipality, etc.
  • Proof of SC/ST/OBC/Minority, if applicable
  • Proof of Identity / Address of the Business Enterprise: Copies of relevant Licenses, Registration Certificates, lease or Rent agreement, Other Documents pertaining to the ownership, identity of address of business unit, Udyog Aadhaar Memorandum, etc.
  • Certificate of Incorporation or Memorandum of Association or Recognized Partnership Deed or Business License
  • Last 12 month's Bank Statement
  • Quotation of Machinery / other items, to be purchased
  • Any other document as required by the lender, if needed

Documents Required for KISHORE or TARUN

Following are the documents required for Kishore mudra loan and Tarun mudra loan

  • Duly filled in Pradhan Mantri Mudra Yojana Application Form
  • 2 passport size photos of the borrower i.e. applicant / Proprietor / Partners / Directors not older than 6 months
  • Photo Identity Proof (any one: must be self certified copy): Passport, Driving License, PAN Card, Post Office ID card, Bank Account Passbook containing the photo with verification by the concerned Bank official, photo ID card issued by the Ministry of Home Affairs of Centre/ State Governments, any Government issued picture ID card
  • Address Proof (any one: must be self certified copy): Aadhar card, Voter's ID card, water bill, latest electricity or latest landline bill, Property tax receipt, Passport of Individual / Proprietor / Partners, Certificate issued by Govt. Authority/Local Panchayat / Municipality, etc.
  • Income Proof
  • Proof of SC/ST/OBC/Minority, if applicable
  • Proof of Identity / Address of the Business Enterprise: Copies of relevant Licenses, Registration Certificates, lease or Rent agreement, Other Documents pertaining to the ownership, identity of address of business unit, Udyog Aadhaar Memorandum, etc.
  • Certificate of Incorporation or Memorandum of Association or Recognized Partnership Deed or Business License
  • Last 12 month's Bank Statement
  • Last 2 years Income Tax Return Document
  • Business Vintage Proof
  • Ownership Proof or Office and Residence: Recent telephone bill, recent electricity bill, property tax receipt (not older than 2 months), Aadhar Card, Voter's ID Card, Passport of Proprietor/ Partners/ Directors
  • Rent Agreement, in case of rented office and residence
  • Any other document as required by the lender, if needed

Note: The above list of documents is only indicative in nature and not exhaustive. Additional documents be obtained as per necessity on merit of each case, depending upon the local requirements. This is a list of documents required under Mudra Loan covering all the categories. Actual documents required with the application form may vary on case to case basis, i.e. whether the borrower is individual, proprietor, partner, company, etc. The main point to be noted is that the applicant should not be a defaulter in any Bank/Financial institution.