CIBIL is one of the four credit bureaus in India which provides a credit score known as 'CIBIL Score'. Checking a score is very important as lenders check the CIBIL Score before making any decision on an application for a loan or credit card. As directed by the RBI, CIBIL will provide you one CIBIL Score and Report without any charge once a year i.e. one CIBIL Score and CIBIL Report will be free of cost every year.
CIBIL Score is a 3-digit number indicating your credit history. CIBIL Score ranges from 300 (lowest) to 900 (highest). This score indicates how creditworthy a person is and how likely that person may default on a loan or credit card bill repayment.
Want to know more about What is CIBIL Score?
If you follow step by step process outlined below, you wil get free cibil score report online:
In a survey, it has been found that only 4% of the respondents had reviewed their credit score in last one year in India. It should be understood that usage of your CIBIL score has got a lot of importance.
After getting your Free CIBIL Score and Report once in a particular year, if you still want to get latest CIBIL Score and Report for more in order to monitor your credit history, you can do so easily by paying some cost.
For this purpose, you need to purchase one of the unlimited access plans offered by CIBIL. These plan are as follows:
For purchase of the plan & get unlimited access to your CIBIL Score and Reports, you have to click here.