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Co-operative Banks Fixed Deposit Interest Rate (as on 26 Jan 2021)

One of the banking products offered by Co-operative banks is Fixed Deposit. As Co-operative banks work on passing on maximum benefit to their customers, they offer higher interest on their Fixed Deposits. Further, they offer senior citizens more rate of interest as compared to general public.

The current fixed deposit interest rates offered by different Co-operative banks for various tenures from 7 days to 10 years range between 7% and 9.25% per annum. You can use FD Interest Rate Calculator to calculate the interest and maturity value of your FD. You can also compare the interest rate offered by co-operative banks with commercial banks.

Outlined below is Co-operative Banks Fixed Deposit Interest Rate (as on 26 Jan 2021) detailing the interest rates on Co-operative Banks Fixed Deposits for 1 year period. You can click on "FD Interest Rates" button to view FD interest rates of all the tenures offered by a particular bank.

For Whom Fixed Deposit is a Preferred Investment Option?

Persons who do not want to take any kind of risk. It has very low risk as compared to other instruments such as equity, debentures, mutual funds, etc. With FD, one will not lose his/ her principal invested.
Investors who want a regular income. It is an instrument which generates fixed returns hence those who need a regular income can opt for interest payout option either monthly or quarterly.
People who are Older. Older persons, generally senior citizens, want a hassle-free and safe investment vehicle and they do not want to manager any risky portfolio at that age. Therefore, they can easily invest in Fixed Deposit.
Investors who want to diversify their portfolio. It is a famous adage that "Do not put all your eggs in one basket" hence investors who want to make investments in different instruments, surely, keep some of their lump sum money in FDs.

Co operative Banks Fixed Deposit Interest Rate

Bank Name	Interest Rate(1 Year)	Find FD Interest
Idukki District Cooperative Bank	8.75%	FD Interest Rates
Nasik Merchants Cooperative Bank Ltd.	8.50%	FD Interest Rates
Rupee Cooperative Bank Ltd.	8.50%	FD Interest Rates
Kapol Cooperative Bank	8.00%	FD Interest Rates
Nagar Urban Co Operative Bank	7.75%	FD Interest Rates
Amanath Cooperative Bank Ltd. Bangalore	7.75%	FD Interest Rates
The Chhattisgarh Rajyasahakari Bank Maryadit	7.50%	FD Interest Rates
Janalaxmi Coop Bank	7.50%	FD Interest Rates
Khamgaon Urban Co Op Bank Ltd	7.50%	FD Interest Rates
Andaman And Nicobar State Coop Bank Ltd	7.50%	FD Interest Rates
The Goa State Co Operative Bank Ltd	7.25%	FD Interest Rates
Tripura State Co Operative Bank	7.20%	FD Interest Rates
The Rajasthan State Cooperative Bank	7.15%	FD Interest Rates
The Punjab State Co Op Bank	7.00%	FD Interest Rates
Solapur Janata Sahakari Bank	7.00%	FD Interest Rates
The Bihar State Cooperative Bank Ltd.	7.00%	FD Interest Rates
Shikshak Sahakari Bank	7.00%	FD Interest Rates
The Assam Coop Apex Bank Ltd	6.90%	FD Interest Rates
Kallappanna Awade Ichalkaranji Janata Sahakari Bank	6.90%	FD Interest Rates
The Kerala State Co Operative Bank Ltd	6.75%	FD Interest Rates
Apna Sahakari Bank	6.50%	FD Interest Rates
Pravara Sahakari Bank Ltd	6.50%	FD Interest Rates
Sardar Bhiladwala Pardi Pepls Co Bk	6.50%	FD Interest Rates
The Karad Urban Cooperative Bank	6.50%	FD Interest Rates
Apna Sahakari Bank	6.50%	FD Interest Rates
G P Parsik Bank	6.50%	FD Interest Rates
Rajarambapu Sahakari Bank Ltd	6.50%	FD Interest Rates
The Meghalaya Cooperative Apex Bank Ltd.	6.50%	FD Interest Rates
The Chandigarh State Cooperative Bank Ltd	6.50%	FD Interest Rates
The West Bengal State Cooperative Bank	6.45%	FD Interest Rates
Jalgaon Janata Sahakari Bank	6.35%	FD Interest Rates
Jammu And Kashmir State Coop Bank	6.30%	FD Interest Rates
The Mapusa Urban Coop Bank Of Goa Ltd	6.25%	FD Interest Rates
The Andhra Pradesh State Cooperative Bank	6.25%	FD Interest Rates
The Tamil Nadu State Apex Cooperative Bank	6.25%	FD Interest Rates
The Manipur State Co Op Bank Ltd	6.25%	FD Interest Rates
The A.p. Mahesh Cooperative Urban Bank	6.25%	FD Interest Rates
Bassein Catholic Cooperative Bank	6.25%	FD Interest Rates
Janata Sahakari Bank	6.25%	FD Interest Rates
Bharat Cooperative Bank (mumbai) Ltd., Mumbai	6.25%	FD Interest Rates
Nagpur Nagarik Sahakari Bank	6.00%	FD Interest Rates
Madhya Pradesh Rajya Sahakari Bank Maryadit	6.00%	FD Interest Rates
The Karanataka State Cooperative Apex Bank	6.00%	FD Interest Rates
Nagpur Nagarik Sahakari Bank	6.00%	FD Interest Rates
The Greater Bombay Cooperative Bank	6.00%	FD Interest Rates
Rajkot Nagrik Sahakari Bank	6.00%	FD Interest Rates
Sangli Urban Co Op Bank Ltd Sangli	6.00%	FD Interest Rates
The Shamrao Vithal Cooperative Bank	6.00%	FD Interest Rates
Sangli Urban Co Op Bank Ltd Sangli	6.00%	FD Interest Rates
Uttrakhand State Co Coperative Bank Ltd	5.85%	FD Interest Rates
The Cosmos Co Operative Bank	5.80%	FD Interest Rates
Telangana State Coop Apex Bank	5.75%	FD Interest Rates
Nkgsb Cooperative Bank	5.75%	FD Interest Rates
The Surath Peoples Cooperative Bank	5.75%	FD Interest Rates
Kalupur Commercial Cooperative Bank	5.75%	FD Interest Rates
The Thane Bharat Sahakari Bank	5.75%	FD Interest Rates
The Gujarat State Cooperative Bank	5.75%	FD Interest Rates
Mahanagar Cooperative Bank	5.75%	FD Interest Rates
Ahmedabad Mercantile Cooperative Bank	5.75%	FD Interest Rates
Nkgsb Cooperative Bank	5.75%	FD Interest Rates
Abhyudaya Cooperative Bank	5.75%	FD Interest Rates
Janakalyan Sahakari Bank	5.75%	FD Interest Rates
Mizoram Coop Apex Bank	5.60%	FD Interest Rates
The Haryana State Cooperative Apex Bank Ltd	5.55%	FD Interest Rates
Uttar Pradesh State Cooperative Bank Ltd	5.55%	FD Interest Rates
The Zoroastrian Cooperative Bank	5.50%	FD Interest Rates
The Mehsana Urban Cooperative Bank	5.50%	FD Interest Rates
The Goa Urban Co Op Bank Ltd	5.50%	FD Interest Rates
The Pondichery State Cooperative Bank Ltd	5.40%	FD Interest Rates
Tjsb Sahakari Bank Ltd	5.25%	FD Interest Rates
New India Cooperative Bank	5.25%	FD Interest Rates
Kalyan Janata Sahakari Bank	5.25%	FD Interest Rates
Saraswat Cooperative Bank	5.25%	FD Interest Rates
The Nagaland State Co Op Bank Ltd	5.20%	FD Interest Rates
Akola Urban Coop Bank	5.10%	FD Interest Rates
Bombay Mercantile Co Op Bank Ltd	5.10%	FD Interest Rates
The Akola Janata Commercial Cooperative Bank Ltd., Akola.	5.00%	FD Interest Rates
The Akola Janata Commercial Cooperative Bank Ltd., Akola.	5.00%	FD Interest Rates
Maharashtra State Cooperative Bank	5.00%	FD Interest Rates
Citizen Credit Cooperative Bank	4.65%	FD Interest Rates
Punjab And Maharshtra Cooperative Bank	4.50%	FD Interest Rates
Bharati Sahakari Bank	4.50%	FD Interest Rates
Dombivli Nagari Sahakari Bank	4.50%	FD Interest Rates
The Jalgaon Peopels Cooperative Bank	4.40%	FD Interest Rates

Co-operative Banks are the banks which are registered under the Cooperative Societies Act, 1912 and regulated by the Reserve Bank of India (RBI) and Banking Laws Act. Co-operative banks have been formed with the objective to offer financial assistance to economically weaker sections of the society & they are created by the people belonging to same local/ professional community who share a common interest and objectives. They are known to provide better services to the customers due to their personal interaction with customers and local reach.

Co-operative banks cater to the credit needs of agriculturists and small businesses. Co-operative banks offer their members and non-members (owners as well as customers) a wide range of banking and financial services such as bank deposits, loans, etc.

Co-operative banks have been divided under following 3 categories: