Vidharbha Konkan Gramin Bank Car Loan Documents Required
Loan for cars ranges from small & compact cars to super premium cars, SUVs and MUVs. Car loan schemes of each bank differ in terms of interest rates and other factors like maximum loan amount, loan tenure, EMI, processing fees and prepayment fees.
There are lots of benefits which are now available to the customer when availing of a car loan such as preferred pricing for existing customers, less documentation, plenty of repayment options, door-step service, faster processing time, etc. Some lenders even offer special rates of interest to their existing customers and those having good credit score.
Banks will provides you an car loan if you are eligible for car loan. Banks required below listed documents when you apply for car loan.
Vidharbha Konkan Gramin Bank Car Loan Documents Required
- Duly filled up and signed car loan application form along with photographs
- KYC (Know Your Customer) documents - Passport Size color photograph, Aadhar card & PAN Card.
- Proof of identity - Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Income Proof-Latest salary slip showing all deductions or Form 16 along with recent salary certificate
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Age Proof- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Signature Verification (Optional)
- Employment Stability Proof (Optional)
- Valide Driving License
- Quotation of Purchasing Four Wheeler
Vidharbha Konkan Gramin Bank Car Loan Documents Required for Self Employed Professional
- Duly filled up and signed car loan application form along with photographs
- KYC (Know Your Customer)documents
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Income Proof- Income Tax Returns of 2 previous financial years.
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Age Proof- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Signature Verification (Optional)
- Business Stability Proof (Optional)
Vidharbha Konkan Gramin Bank Car Loan Documents Required for Self Employed Non-Professional
- Duly filled up and signed car loan application form along with photographs
- KYC (Know Your Customer)documents
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Income Proof- Income Tax returns of 2 previous financial years along with complete financial/audit report.
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Age Proof- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Signature Verification (Optional)
- Business Stability Proof / Ownership proof (Optional)
- Partnership deed and Letter signed by all partners authorising one partner
- Companies and Societies: Resolution by Board of Directors (or such managing body) and Memorandum and Articles of Association
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Vidharbha Konkan Gramin Bank Car Loan FAQs