Sardar Bhiladwala Pardi Pepls Co Bk Home Loan Interest Rate at 9.25%

Note: Updated on Feb 2024, for latest interest rates, please visit bank website.

Calculate Sardar Bhiladwala Pardi Pepls Co Bk Home Loan EMI Calculate EMI Now

About Sardar Bhiladwala Pardi Pepls Co Bk

Sardar Bhiladwala Pardi Pepls Co Bk is a Co-operative bank in india. Sardar Bhiladwala Pardi Pepls Co Bk was founded on 01-01-1930. It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Find details about Sardar Bhiladwala Pardi Pepls Co Bk which includes Sardar Bhiladwala Pardi Pepls Co Bk Official Website, Sardar Bhiladwala Pardi Pepls Co Bk ATMs accross the India, Sardar Bhiladwala Pardi Pepls Co Bk Branches accross the India, Sardar Bhiladwala Pardi Pepls Co Bk Contact Numbers, Sardar Bhiladwala Pardi Pepls Co Bk official EmailID, Sardar Bhiladwala Pardi Pepls Co Bk Headquarter and Sardar Bhiladwala Pardi Pepls Co Bk Headquarter Address. Find Sardar Bhiladwala Pardi Pepls Co Bk Home loan purpose, Eligibility, Margin, Repayment of Home Loan ,Security, Document Required for Home Loan from below.

Why Sardar Bhiladwala Pardi Pepls Co Bk Home Loan?

1. Sardar Bhiladwala Pardi Pepls Co Bk provides a range of Home Loan Schemes designed for different needs of customers
2. Interest Rate is very competitive and affordable
3. Minimal Documentation
4. It provides Flexible Repayment Options to the borrowers
5. Easy and fast approval & disbursal of home loans
6. Has dedicated team of well-experienced employees which also offer personalised service
7. 24/7 customer care service of Sardar Bhiladwala Pardi Pepls Co Bk offers timely assistance to the customers

Sardar Bhiladwala Pardi Pepls Co Bk Home Loan Purpose

Purchase a Plot for construction of a House, to purchase|construct house|flat, as well as for renovation| repair|alteration|addition to house|flat

Sardar Bhiladwala Pardi Pepls Co Bk Home Loan Eligibility

• The applicant must be an Indian citizen or a fully documented NRI. He, essentially, must be a Person of Indian Origin (PIO).
• The applicant's age must be in the range of 18 years and 70 years at the time of loan maturity.
• The applicant must be salaried or self-employed with a regular income.
• The applicant must earn more than the minimum required income.

Sardar Bhiladwala Pardi Pepls Co Bk Home Loan Document Required

1. Duly filled and signed application form with photograph
2. Identity Proof- Aadhar Card, PAN Card, Passport, Driving License, Voter id card, ID-card issued by Government
3. Address Proof - Aadhar Card, Passport, Driving License, Voter id card, Electricity/ Telephone/ Post-Paid Mobile bill, Bank statement
4. Age Proof - Passport, Birth Certificate, PAN card, Driving License, Voter id card, Employee ID card (only for PSU/ Government employees), School/ College leaving certificate
5. Form 16
6. Latest 6 months salary slips for salaried persons
7. Bank Statement of last 6 months
8. Income Tax Returns (ITR) of last 3 years
9. Last 3 years CA Certified or Audited Balance Sheet and Profit & Loss Account
10. Processing fee Cheque
11. Copies of the title documents of the property and the approved plan
12. For Construction/ Renovation case, cost estimate from the Architect

Tax Benefits of availing Sardar Bhiladwala Pardi Pepls Co Bk Home Loan

There are two types of tax benefits associated with home loan for Resident Indians:

Repayment of the Principal Amount: One can get a Tax rebate under section 80C of the Income Tax Act on whole amount repaid by him in a financial year, maximum upto Rs. 1,50,000/- each financial year (Increased from 1 Lakh to Rs. 1.5 Lakh in Budget 2014).

Repayment of the Interest on Home Loan: Tax Benefit on Home Loan for payment of Interest is allowed as a deduction under Section 24(1) of the Income Tax Act. One is eligible for a Tax Rebate of maximum of Rs. 2 lakh per financial year for home loan interest paid by him/her during that financial year.

Sardar Bhiladwala Pardi Pepls Co Bk Home Loan Amount

Maximum Limit Rs.50 Lakhs

Sardar Bhiladwala Pardi Pepls Co Bk Home Loan Repayment

Maximum of 15 Years

Security

Mortgage of Flat/ Tenament/ Row house/ Apartment
One guarantor required (Property Holder)

In Case of Prepayment of Sardar Bhiladwala Pardi Pepls Co Bk Home Loan, will EMI change?

One can pre-pay Sardar Bhiladwala Pardi Pepls Co Bk Home Loan without any prepayment charges as it allows prepayment at nil charges in case of floating rate home loans. If the borrower makes a prepayment, the outstanding balance of principal amount of his home loan reduces. Then in that case he has following 2 options:

1. He can continue with the existing and reduce the loan tenure
2. He can reduce the EMI and keep the loan tenure the same

Out of above 2 options, first option is more beneficial for the borrower as he pay less interest to the bank as the pay off home loan will be faster.

How to reduce your Home Loan EMI?

• Negotiate with your banker on lower interest rate
• Apply for longer tenure
• Give maximum amount as down payment
• Pre-pay loan amount
• Switch to another bank/ FI offering lower interest rate

Contact details of Sardar Bhiladwala Pardi Pepls Co Bk, Sardar Bhiladwala Pardi Pepls Co Bk SMS balance check number SMS banking, Sardar Bhiladwala Pardi Pepls Co Bk mobile banking, Sardar Bhiladwala Pardi Pepls Co Bk toll free number,Sardar Bhiladwala Pardi Pepls Co Bk toll free number 24*7, Sardar Bhiladwala Pardi Pepls Co Bk miss call number.

• CUSTOMER CARE NUMBERS - 0260-2373528, 2373270
• CONTACT NUMBERS - 0260-2373528, 2373270

Sardar Bhiladwala Pardi Pepls Co Bk Contact Details

• BANK OFFICIAL WEBSITE - https://www.pardipeoplesbank.in/
• CONTACT NUMBERS - 0260-2373528, 2373270
• EMAIL ID - [email protected]
• CUSTOMER CARE NO. - 0260-2373528, 2373270
• TOTAL BRANCHES - 0
• TOTAL ATMS - 6
• HEADQUARTER - Ahmedabad
• BANK ADDRESS - Parsi Street, Killa-Pardi, Dist.Valsad, Gujarat, India - 396125

Sardar Bhiladwala Pardi Pepls Co Bk EMI Calculator  Sardar Bhiladwala Pardi Pepls Co Bk Branches
Sardar Bhiladwala Pardi Pepls Co Bk Home Loan FAQs  Home Loan Document Required

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