Antwerp Diamond Bank Nv Education Loan Interest Rate

About Antwerp Diamond Bank Nv

Antwerp Diamond Bank Nv is a foreign sector bank in india. It has headquarter in Antwerp. It has 0 branches and

It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Find details about Antwerp Diamond Bank Nv which includes Antwerp Diamond Bank Nv Official Website, Antwerp Diamond Bank Nv ATMs accross the India, Antwerp Diamond Bank Nv Branches accross the India, Antwerp Diamond Bank Nv Contact Numbers, Antwerp Diamond Bank Nv official EmailID, Antwerp Diamond Bank Nv Headquarter and Antwerp Diamond Bank Nv Headquarter Address. Find Antwerp Diamond Bank Nv Education loan purpos, Eligibility, Margin, Repayment of Education Loan ,Security, Documents Required for Education Loan from below.

Other Products of Antwerp Diamond Bank Nv:

Antwerp Diamond Bank Nv Education Loan Purpose

Antwerp Diamond Bank Nv Eligible Courses for Education Loan

Education Loan can be availed under following cases-

• Graduate, Post graduate, Diploma and Professional courses recognized by University Grant Commission, All India Council for Technical Education (AICTE) and the Indian Council for Medical Research, Government of India.
• Job oriented Professional or Technical courses of reputed education institutes abroad, etc.
• Government recognized or approved vocational or skill development courses.
• Courses conducted by IIM, IIT, IISC, XLRI, NIFT, etc
• Courses offered in India by reputed foreign Universities.
• Other Courses leading to Diploma/ Degree, etc. conducted by Colleges/ Universities approves by UGC/ Govt./ AICTE/ AIBMS/ ICMS, etc.

Antwerp Diamond Bank Nv Education Loan Document Required

For salaried individuals

• Duly filled up and signed education loan application form along with photographs
• KYC (Know Your Customer)documents
• Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
• Latest salary slip showing all deductions or Form 16 along with recent salary certificate
• Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
• Bank Statement or Bank Pass Book of having entries of last 6 months
• Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
• Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
• Detailed break-up of the costs of the course (Optional)

For all individuals except salaried

• Duly filled up and signed education loan application form along with photographs
• KYC (Know Your Customer)documents
• IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant
• Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
• Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
• Bank Statement or Bank Pass Book of having entries of last 6 months
• Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
• Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
• Detailed break-up of the costs of the course (Optional)

Antwerp Diamond Bank Nv Education Loan Amount

Banks offer loans of up to Rs 10 lakh for courses in Indian colleges and up to Rs 20 lakh for studies abroad as per Indian Banks' Association norms. The quantum of a loan depends upon the course and the institution offering this course.

Mode of Repayment of Education Loan

Post Dated Cheque (PDC): PDCs are given by the borrower in advance to the bank. They will be for future dates. Bank will deposit the cheque on the date mentioned on the cheque. This mode used to be opted by the borrowers when there were no online repayment options available. This mode is no longer popular and is used by very few borrowers.

Electronic Clearance System (ECS): This mode is very popular and most of the borrowers opted for this mode of repaying the loan. It is an electronic mode for transferring the EMI from borrower's bank to lender's bank.

National Automated Clearing House (NACH): NACH is a facility offered by National Payment Corporation of India (NPCI) for online transfer of funds on due date. This system has come into force recently and is preferred by many people. The benefit of this mode is that it allows transactions to be processed in real time.

Standing Instruction (SI): It is an order or instruction which the account holder gives to his/ her bank to pay a fixed amount to another bank/ account at a regular interval. It is also used by many borrowers to pay EMIs as EMI is a fixed amount. SI is not suitable for variable amounts.

Contact details of Antwerp Diamond Bank Nv, Antwerp Diamond Bank Nv SMS balance check number SMS banking, Antwerp Diamond Bank Nv mobile banking, Antwerp Diamond Bank Nv toll free number,Antwerp Diamond Bank Nv toll free number 24*7, Antwerp Diamond Bank Nv miss call number.

• CONTACT NUMBERS - 022-613229 00

Antwerp Diamond Bank Nv Contact Details

• BANK OFFICIAL WEBSITE - https://www.antwerpdiamondbank.com
• CONTACT NUMBERS - 022-613229 00
• EMAIL ID - [email protected]
• TOTAL BRANCHES - 0
• HEADQUARTER - Antwerp
• BANK ADDRESS - 2nd Floor - Engineering Center, 9, Mathew Road - Opera House, Mumbai - 400004

Upcoming Bank Holidays

Find More Useful Links