Kaveri Grameena Bank Education Loan Interest Rate

Note: Updated on 23 Feb 2024, for latest interest rates, please visit bank website.

About Kaveri Grameena Bank

Kaveri Grameena Bank is a gramin bank in India established on 11-01-2012. It has headquarter in Mysuru and address is CA 20, Vijayanagar 2nd Stage,, Mysuru - 570 017, Karnataka. it has 1176 branches across the state.

It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, loans, personal loans, netbanking, RTGS, NEFT, IMPS, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Kaveri Grameena Bank Education Loan Interest Rates, Education Loan at 10.25% onwards Updated on 20 Apr 2025. Apply for Education Loans Online. Find Kaveri Grameena Bank Education loan purpos, Eligibility, Margin, Repayment of Education Loan ,Security, Documents Required for Education Loan from below.

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Kaveri Grameena Bank Education Loan Purpose

Kaveri Grameena Bank Eligible Courses for Education Loan

Studies in India:

1. Graduation Courses- B.A., B.Sc., B.Com. etc.
2. Postgraduate Courses: Masters & Ph.D.
3. Professional Courses: Engineering, Medical, Dental, Agriculture, Veterinary, Law, Management, Computer etc.
4. Computer certificate courses of reputed institutes accredited to the Department of Electronics or Institutes affiliated to a University.
5. Courses like ICWA, CA, CFA etc.
6. Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
7. Courses offered in India by reputed Foreign Universities.
8. Evening courses of approved Institutes.
9. Other Courses leading to Diploma/Degree etc., conducted by Colleges/Universities approved by UGC|Govt.|AICTE|AIBMS/ICMR. etc.

Courses offered by National Institutes & other reputed Private Institutions.

Studies abroad.

1. Graduation: For job oriented professional technical courses offered by reputed Universities.
2. Post graduation: MCA, NBA, MS etc.
3. Courses conducted by CIMA [Chartered Institute of Management Accountants] - London. CPA [Certified Public Accountant] - USA etc.

Kaveri Grameena Bank Education Loan Document Required

For salaried individuals

• Duly filled up and signed education loan application form along with photographs
• KYC (Know Your Customer)documents
• Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
• Latest salary slip showing all deductions or Form 16 along with recent salary certificate
• Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
• Bank Statement or Bank Pass Book of having entries of last 6 months
• Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
• Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
• Detailed break-up of the costs of the course (Optional)

For all individuals except salaried

• Duly filled up and signed education loan application form along with photographs
• KYC (Know Your Customer)documents
• IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant
• Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
• Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
• Bank Statement or Bank Pass Book of having entries of last 6 months
• Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
• Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
• Detailed break-up of the costs of the course (Optional)

Kaveri Grameena Bank Education Loan Amount

For study in India: Max. Rs. 10 lakh.
For study abroad: Max. Rs. 20 lakh.

Mode of Repayment of Education Loan

Post Dated Cheque (PDC): PDCs are given by the borrower in advance to the bank. They will be for future dates. Bank will deposit the cheque on the date mentioned on the cheque. This mode used to be opted by the borrowers when there were no online repayment options available. This mode is no longer popular and is used by very few borrowers.

Electronic Clearance System (ECS): This mode is very popular and most of the borrowers opted for this mode of repaying the loan. It is an electronic mode for transferring the EMI from borrower's bank to lender's bank.

National Automated Clearing House (NACH): NACH is a facility offered by National Payment Corporation of India (NPCI) for online transfer of funds on due date. This system has come into force recently and is preferred by many people. The benefit of this mode is that it allows transactions to be processed in real time.

Standing Instruction (SI): It is an order or instruction which the account holder gives to his/ her bank to pay a fixed amount to another bank/ account at a regular interval. It is also used by many borrowers to pay EMIs as EMI is a fixed amount. SI is not suitable for variable amounts.

Contact details of Kaveri Grameena Bank, Kaveri Grameena Bank SMS balance check number SMS banking, Kaveri Grameena Bank mobile banking, Kaveri Grameena Bank toll free number,Kaveri Grameena Bank toll free number 24*7, Kaveri Grameena Bank miss call number.

• CUSTOMER CARE NUMBERS - 1800-425-03232
• CONTACT NUMBERS - 0821-2469500

Kaveri Grameena Bank Contact Details

• BANK OFFICIAL WEBSITE - https://www.kaverigrameenabank.com
• CONTACT NUMBERS - 0821-2469500
• EMAIL ID - [email protected]
• CUSTOMER CARE NO. - 1800-425-03232
• TOTAL BRANCHES - 1176
• HEADQUARTER - Mysuru
• BANK ADDRESS - CA 20, Vijayanagar 2nd Stage,, Mysuru - 570 017, Karnataka

Kaveri Grameena Bank EMI Calculator  Kaveri Grameena Bank Branches  
Kaveri Grameena Bank Education Loan FAQs  Education Loan Document Required

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