Sangli Urban Co Op Bank Ltd Sangli Education Loan Interest Rate

INTEREST RATE11%
LOAN TENUREIn 5 to 7 years after the Holiday | Moratorium Period
PROCESSING FEEAs decided by the bank from time to time
GUARANTOR REQUIREDYes
PRE CLOSURE CHARGESAs decided by the bank from time to time
Note: Updated on 03 July 2025, for latest interest rates, please visit bank website.

About Sangli Urban Co Op Bank Ltd Sangli

Sangli Urban Co Op Bank Ltd Sangli is a Co-operative bank in india. It has headquarter in Mumbai. Sangli Urban Co Op Bank Ltd Sangli was founded on 1935. It has 36 branches and

It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Find details about Sangli Urban Co Op Bank Ltd Sangli which includes Sangli Urban Co Op Bank Ltd Sangli Official Website, Sangli Urban Co Op Bank Ltd Sangli ATMs accross the India, Sangli Urban Co Op Bank Ltd Sangli Branches accross the India, Sangli Urban Co Op Bank Ltd Sangli Contact Numbers, Sangli Urban Co Op Bank Ltd Sangli official EmailID, Sangli Urban Co Op Bank Ltd Sangli Headquarter and Sangli Urban Co Op Bank Ltd Sangli Headquarter Address. Find Sangli Urban Co Op Bank Ltd Sangli Education loan purpos, Eligibility, Margin, Repayment of Education Loan ,Security, Documents Required for Education Loan from below.

Other Products of Sangli Urban Co Op Bank Ltd Sangli:

Home LoanPersonal Loan
Education LoanBusiness Loan
Car LoanTwo Wheeler Loan
Gold LoanFD Interest Rates
Sangli Urban Co Op Bank Ltd Sangli RD Interest RatesSangli Urban Co Op Bank Ltd Sangli ATMs Location
PPF Account 

Sangli Urban Co Op Bank Ltd Sangli Education Loan Purpose

For pursuing higher education in India and Abroad

Sangli Urban Co Op Bank Ltd Sangli Eligible Courses for Education Loan

For studies in India:
  1. Approved courses leading to graduate|post graduate degree and P G diplomas conducted by recognized colleges|universities recognized by UGC|Govt.| AICTE| AIBMS| ICMR etc.
  2. Courses like I.C.W.A., C.A., C.F.A., etc.
  3. Courses conducted by IIMs, IITs, IISc, XLRI, NIFT, NIDetc.
  4. Approved courses offered in India by reputed foreign universities.
  5. Regular Degree|Diploma courses like Aeronautical, pilot training, shipping, degree|diploma in nursing or any other discipline.approved by Director General of Civil Aviation|Shipping|Indian Nursing Council or any other regulatory body as the case may be, if the course is pursued in India.
  6. Approved by Head Office and included in approved educational institutions list.
For studies abroad:
  1. Graduation: For job-oriented professional|technical courses offered by reputed universities. (Diploma|Certification courses are not permissible)
  2. Post Graduation: Courses like MCA, MBA, MS etc.
  3. Courses conducted by CIMA-London, CPA in USA etc.
  4. Degree | Diploma: Courses like Aeronautical, Pilot training, and Shipping etc. provided these are recognized by competent regulatory bodies in India| abroad for the purpose of employment in India and abroad.

Sangli Urban Co Op Bank Ltd Sangli Education Loan Document Required

For salaried individuals

  • Duly filled up and signed education loan application form along with photographs
  • KYC (Know Your Customer)documents
  • Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
  • Latest salary slip showing all deductions or Form 16 along with recent salary certificate
  • Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
  • Bank Statement or Bank Pass Book of having entries of last 6 months
  • Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
  • Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
  • Detailed break-up of the costs of the course (Optional)

For all individuals except salaried

  • Duly filled up and signed education loan application form along with photographs
  • KYC (Know Your Customer)documents
  • IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant
  • Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
  • Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
  • Bank Statement or Bank Pass Book of having entries of last 6 months
  • Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
  • Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
  • Detailed break-up of the costs of the course (Optional)

Sangli Urban Co Op Bank Ltd Sangli Education Loan Amount

Depending upon course.

Margin

10%

Sangli Urban Co Op Bank Ltd Sangli Education Loan Repayment

Repayment Holiday| Moratorium: Course Period + 1 year or 6 months after getting job, whichever is earlier.The loan to be repaid in 7 years after commencement of the repayment.

Security

Immovable property.
Two Guarantors

Mode of Repayment of Education Loan

Post Dated Cheque (PDC): PDCs are given by the borrower in advance to the bank. They will be for future dates. Bank will deposit the cheque on the date mentioned on the cheque. This mode used to be opted by the borrowers when there were no online repayment options available. This mode is no longer popular and is used by very few borrowers.

Electronic Clearance System (ECS): This mode is very popular and most of the borrowers opted for this mode of repaying the loan. It is an electronic mode for transferring the EMI from borrower's bank to lender's bank.

National Automated Clearing House (NACH): NACH is a facility offered by National Payment Corporation of India (NPCI) for online transfer of funds on due date. This system has come into force recently and is preferred by many people. The benefit of this mode is that it allows transactions to be processed in real time.

Standing Instruction (SI): It is an order or instruction which the account holder gives to his/ her bank to pay a fixed amount to another bank/ account at a regular interval. It is also used by many borrowers to pay EMIs as EMI is a fixed amount. SI is not suitable for variable amounts.

Contact details of Sangli Urban Co Op Bank Ltd Sangli, Sangli Urban Co Op Bank Ltd Sangli SMS balance check number SMS banking, Sangli Urban Co Op Bank Ltd Sangli mobile banking, Sangli Urban Co Op Bank Ltd Sangli toll free number,Sangli Urban Co Op Bank Ltd Sangli toll free number 24*7, Sangli Urban Co Op Bank Ltd Sangli miss call number.

  • MISSED CALL NUMBERS - 9403782800
  • CONTACT NUMBERS - 0233-2376236/37/38, Fax: 0233-2326571

Sangli Urban Co Op Bank Ltd Sangli Contact Details

  • BANK OFFICIAL WEBSITE - https://sangliurbanbank.in
  • CONTACT NUMBERS - 0233-2376236/37/38, Fax: 0233-2326571
  • EMAIL ID - [email protected], [email protected]
  • MISSED CALL NO. - 9403782800
  • TOTAL BRANCHES - 36
  • TOTAL ATMS - 1
  • HEADQUARTER - Mumbai
  • BANK ADDRESS - C.S.No.404, Khan Baug, Sangli, Maharashtra Pincode-416416
Sangli Urban Co Op Bank Ltd Sangli EMI Calculator  Sangli Urban Co Op Bank Ltd Sangli Branches  
Sangli Urban Co Op Bank Ltd Sangli Education Loan FAQs  Education Loan Document Required

Upcoming Bank Holidays

  • 📅 2025 July 28 is a bank holiday in Sikkim due to Drukpa Tshe-zi.
  • 📅 2025 August 08 is a bank holiday in Sikkim due to Tendong Lho Rum Faat.
  • 📅 2025 August 09 is a bank holiday in Dadra And Nagar Haveli due to Raksha Bandhan/Jhulana Purnima.
  • 📅 2025 August 13 is a bank holiday in Manipur due to Patriot's Day.
  • 📅 2025 August 15 is a bank holiday in Andaman And Nicobar Island due to Independence Day/Parsi New Year (Shahenshahi).
  • 📅 2025 August 16 is a bank holiday in Andaman And Nicobar Island due to Janmashtami (Shravan Vad-8)/Krishna Jayanthi.
  • 📅 2025 August 25 is a bank holiday in Arunachal Pradesh due to Tirubhav Tithi Of Srimanta Sankardeva.

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