Arunachal Pradesh Rural Bank Education Loan Interest Rate

About Arunachal Pradesh Rural Bank

Arunachal Pradesh Rural Bank is a gramin bank in India established on 30-11-1983. It has headquarter in Naharlagun and address is NH 52, 1st Floor, Ering Building, Naharlagun - 791 110, Arunachal Pradesh. it has 28 branches across the state.

It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, loans, personal loans, netbanking, RTGS, NEFT, IMPS, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Arunachal Pradesh Rural Bank Education Loan Interest Rates, Education Loan at Updated on 12 Jul 2025. Apply for Education Loans Online. Find Arunachal Pradesh Rural Bank Education loan purpos, Eligibility, Margin, Repayment of Education Loan ,Security, Documents Required for Education Loan from below.

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Arunachal Pradesh Rural Bank Education Loan Purpose

Arunachal Pradesh Rural Bank Eligible Courses for Education Loan

Education Loan can be availed under following cases-

• Graduate, Post graduate, Diploma and Professional courses recognized by University Grant Commission, All India Council for Technical Education (AICTE) and the Indian Council for Medical Research, Government of India.
• Job oriented Professional or Technical courses of reputed education institutes abroad, etc.
• Government recognized or approved vocational or skill development courses.
• Courses conducted by IIM, IIT, IISC, XLRI, NIFT, etc
• Courses offered in India by reputed foreign Universities.
• Other Courses leading to Diploma/ Degree, etc. conducted by Colleges/ Universities approves by UGC/ Govt./ AICTE/ AIBMS/ ICMS, etc.

Arunachal Pradesh Rural Bank Education Loan Document Required

For salaried individuals

• Duly filled up and signed education loan application form along with photographs
• KYC (Know Your Customer)documents
• Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
• Latest salary slip showing all deductions or Form 16 along with recent salary certificate
• Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
• Bank Statement or Bank Pass Book of having entries of last 6 months
• Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
• Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
• Detailed break-up of the costs of the course (Optional)

For all individuals except salaried

• Duly filled up and signed education loan application form along with photographs
• KYC (Know Your Customer)documents
• IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant
• Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
• Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
• Bank Statement or Bank Pass Book of having entries of last 6 months
• Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
• Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
• Detailed break-up of the costs of the course (Optional)

Arunachal Pradesh Rural Bank Education Loan Amount

Banks offer loans of up to Rs 10 lakh for courses in Indian colleges and up to Rs 20 lakh for studies abroad as per Indian Banks' Association norms. The quantum of a loan depends upon the course and the institution offering this course.

Mode of Repayment of Education Loan

Post Dated Cheque (PDC): PDCs are given by the borrower in advance to the bank. They will be for future dates. Bank will deposit the cheque on the date mentioned on the cheque. This mode used to be opted by the borrowers when there were no online repayment options available. This mode is no longer popular and is used by very few borrowers.

Electronic Clearance System (ECS): This mode is very popular and most of the borrowers opted for this mode of repaying the loan. It is an electronic mode for transferring the EMI from borrower's bank to lender's bank.

National Automated Clearing House (NACH): NACH is a facility offered by National Payment Corporation of India (NPCI) for online transfer of funds on due date. This system has come into force recently and is preferred by many people. The benefit of this mode is that it allows transactions to be processed in real time.

Standing Instruction (SI): It is an order or instruction which the account holder gives to his/ her bank to pay a fixed amount to another bank/ account at a regular interval. It is also used by many borrowers to pay EMIs as EMI is a fixed amount. SI is not suitable for variable amounts.

Contact details of Arunachal Pradesh Rural Bank, Arunachal Pradesh Rural Bank SMS balance check number SMS banking, Arunachal Pradesh Rural Bank mobile banking, Arunachal Pradesh Rural Bank toll free number,Arunachal Pradesh Rural Bank toll free number 24*7, Arunachal Pradesh Rural Bank miss call number.

• MISSED CALL NUMBERS - 1.80e+11
• CONTACT NUMBERS - 0360-2246017, 2246090, 2246091

Arunachal Pradesh Rural Bank Contact Details

• BANK OFFICIAL WEBSITE - https://www.apruralbank.co.in
• CONTACT NUMBERS - 0360-2246017, 2246090, 2246091
• EMAIL ID - ho.apruralbank.co.in
• MISSED CALL NO. - 1.80e+11
• TOTAL BRANCHES - 28
• HEADQUARTER - Naharlagun
• BANK ADDRESS - NH 52, 1st Floor, Ering Building, Naharlagun - 791 110, Arunachal Pradesh

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