Karnataka Vikas Grameena Bank Education Loan Interest Rate
| INTEREST RATE | 11.50% to 12% |
| LOAN TENURE | Contact Bank Branch |
| PROCESSING FEE | As decided by the bank from time to time |
| GUARANTOR REQUIRED | Please Contact Bank Branch |
| PRE CLOSURE CHARGES | As decided by the bank from time to time |
About Karnataka Vikas Grameena Bank
Karnataka Vikas Grameena Bank is a gramin bank in India established on 09-12-2005. It has headquarter in Dharwad and address is P.B.No. 111, Belgaum Road, Dharwad - 580 008, Karnataka. it has 654 branches across the state.
It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, loans, personal loans, netbanking, RTGS, NEFT, IMPS, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.
Karnataka Vikas Grameena Bank Education Loan Interest Rates, Education Loan at 11.50% to 12% Updated on 03 Oct 2024. Apply for Education Loans Online. Find Karnataka Vikas Grameena Bank Education loan purpos, Eligibility, Margin, Repayment of Education Loan ,Security, Documents Required for Education Loan from below.
Other Products of Karnataka Vikas Grameena Bank:
Karnataka Vikas Grameena Bank Education Loan Purpose
Karnataka Vikas Grameena Bank Eligible Courses for Education Loan
Talented Students, No benchmark.Karnataka Vikas Grameena Bank Education Loan Document Required
For salaried individuals
- Duly filled up and signed education loan application form along with photographs
- KYC (Know Your Customer)documents
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Latest salary slip showing all deductions or Form 16 along with recent salary certificate
- Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Detailed break-up of the costs of the course (Optional)
For all individuals except salaried
- Duly filled up and signed education loan application form along with photographs
- KYC (Know Your Customer)documents
- IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Detailed break-up of the costs of the course (Optional)
Karnataka Vikas Grameena Bank Education Loan Amount
25% margin for costs above Rs. 25,000/- .Mode of Repayment of Education Loan
Post Dated Cheque (PDC): PDCs are given by the borrower in advance to the bank. They will be for future dates. Bank will deposit the cheque on the date mentioned on the cheque. This mode used to be opted by the borrowers when there were no online repayment options available. This mode is no longer popular and is used by very few borrowers.
Electronic Clearance System (ECS): This mode is very popular and most of the borrowers opted for this mode of repaying the loan. It is an electronic mode for transferring the EMI from borrower's bank to lender's bank.
National Automated Clearing House (NACH): NACH is a facility offered by National Payment Corporation of India (NPCI) for online transfer of funds on due date. This system has come into force recently and is preferred by many people. The benefit of this mode is that it allows transactions to be processed in real time.
Standing Instruction (SI): It is an order or instruction which the account holder gives to his/ her bank to pay a fixed amount to another bank/ account at a regular interval. It is also used by many borrowers to pay EMIs as EMI is a fixed amount. SI is not suitable for variable amounts.
Contact details of Karnataka Vikas Grameena Bank, Karnataka Vikas Grameena Bank SMS balance check number SMS banking, Karnataka Vikas Grameena Bank mobile banking, Karnataka Vikas Grameena Bank toll free number,Karnataka Vikas Grameena Bank toll free number 24*7, Karnataka Vikas Grameena Bank miss call number.
- MISSED CALL NUMBERS - 9278700859
- CUSTOMER CARE NUMBERS - 18004251666, 0836-2448328
- CONTACT NUMBERS - 18004251666, 0836-2448328,2448626,2217140
Karnataka Vikas Grameena Bank Contact Details
- BANK OFFICIAL WEBSITE - https://www.kvgbank.com
- CONTACT NUMBERS - 18004251666, 0836-2448328,2448626,2217140
- EMAIL ID - [email protected],[email protected]
- MISSED CALL NO. - 9278700859
- CUSTOMER CARE NO. - 18004251666, 0836-2448328
- TOTAL BRANCHES - 654
- HEADQUARTER - Dharwad
- BANK ADDRESS - P.B.No. 111, Belgaum Road, Dharwad - 580 008, Karnataka
Karnataka Vikas Grameena Bank Education Loan FAQs Education Loan Document Required
