5 Key Benefits of HSBC Live Plus Credit Card

There are several types of credit cards offered by the banks. HSBC Bank is no different. There are many credit cards offered of which one is the HSBC Live Plus Credit Card, also referred to as the HSBC Live+ Credit Card. There are special features and benefits attached with the card, with many of them being unique to this credit card by HSBC. Read further to get details on the card, including the benefits available on it.

HSBC Live Plus Credit Card

The HSBC Live+ Credit Card is mainly a lifestyle credit card that provides outstanding value on your everyday spends. This card has been especially designed to cater to the requirements of masses who are fond of making shopping purchases through the online mode, getting entertained via watching movies outside or even dining outside, but ensuring that they also save at the same time.

Let us go through the card's list of main benefits.

HSBC Live Plus Credit Card - Main Benefits

Here are the most important benefits offered with the HSBC Live+ Credit Card:

Benefit#1: Valuable Cashbacks on Everyday Spends

There are strong cashbacks to be earned on daily expenses. This includes a 10% payback on your credit card payments for groceries, meal delivery and dining. The benefits are capped at Rs.1,000 per month. The card's cashback benefits let you save even on the daily basic and necessary purchases you make.

There is also a 1.5% cashback, that is unlimited and applicable on all other qualified retail, leisure expenses.

Benefit#2: Rewards Earning

This HSBC credit card also lets you benefit via rewards offered. You get Rs.1,000 back when you are able to spend Rs.20,000 within the first 30 days and log into the mobile app of the bank – HSBC India mobile app.

Additionally, there are 250 Aazon-gift vouchers receivable upon completing your online video KYC (Know Your Customer).

Benefit#3: Incentives on Travel Expenses

Travel incentives are mainly about complimentary lounge visits made applicable for the card bearers. The holders of the HSBC Live Plus Credit Card get four such free domestic airport lounge visits or access in a year's time. That makes it one free visit every quarter. This ensures a laid-back pre-flight experience for the users.

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Benefit#4: Dining Discounts

In addition to 10% cashback, there is also a 15% discount applicable at some specific restaurants. The latter is achievable via Live+ Dining Programme. That makes you ensure a saving of up to 25% when accruing dining expenses. There are many who like to often eat outside. The times become even more enjoyable when know that you saving despite the already wonderful outside-dining experience.

Benefit#5: Provision for Recreational Activities

We all want to get entertained some times. So we plan movies, streaming, etc. The good news is that you can get a 1.5% cashback on getting yourself entertained and paying with this credit card from the HSBC Bank for the services.

Furthermore, there is also an advantage when you use BookMyShow and its Buy-One-Get-One deal. However, this finds applicability only on the Saturday ticket bookings you make – up to Rs.250.

Besides all of these, there are many more benefits for the cardholders. These include an annual fee waiver upon spending Rs.2,00,000 in a year.

Then there is a simple refund policy that comes with card for cashbacks. This policy ensures that there is no waiting period to get the points or even getting them redeemed. The receivable cashback gets credited to your card automatically and it will take no more than 45 days of your card's billing cycle (billing period).

Some Additional HSBC Live Plus Credit Card Details

Here are some more details on the HSBC Live+ Credit Card:

Eligibility Criteria

• Age requirement – 18 – 65 years
• A regular job, or some business that brings to you a fixed income
• A CIBIL score that is a minimum of 700
• Indian residents with a valid address proof
• There are also some income requirements for both salaried and self-employed applicants
• Documents Needed – photo and proofs of identity, income and address

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Getting HSBC Live Plus Credit Card in 2025

It can be a great choice now because there are many who carry out shopping for lifestyle products. There are not just amazing rewards when you buy items like jewellery, but also discounts and easy accessibility for the EMI facility.

The HSBC Live Plus Credit Card can be your perfect choice for 2025.

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