Allahabad Bank International Debit Cum Atm Card - Benefits, Charges and Eligibility
Allahabad Bank International Debit Cum Atm Card Overview
With allahabad debit card there is no need to carry cash in your wallet and you need not fear of overspending on your credit card! You can now withdraw cash and make purchases anytime you wish to. Withdraw Cash (Maximum limit Rs. 25000/- per day subject to Balance in your account).
Allahabad Bank International Debit Cum Atm Card Features
- Withdraw Cash (Maximum limit Rs. 25000/- per day subject to Balance in your account) from Allahabad Bank's ATMs, VISA ATMs,
- Make payments for purchases upto Rs. 25000 per day subject to balance available in the account at VISA partnered merchants
- cardholder is eligible to apply for a free personal accident cover
- Fund Transfer from one account to another linked to card upto Rs. 15000 per day from Allahabad Bank's ATMs
- Operate multiple accounts with a single card from Allahabad Bank's ATMs
- Deposit cheque/cash from Allahabad Bank's ATMs
- Request for a cheque book/statement of account from Allahabad Bank's ATMs
- Get Mini Statements from Allahabad Bank's ATMs
- Change PIN from Allahabad Bank's ATMs
- Can do Balance Enquiry from Allahabad Bank's ATMs
- The validity of the card will be 5 years from the date of issue.
- You can get up to two extra debit cards for free which can be used by your another family members
Allahabad Bank International Debit Cum Atm Card Eligibility
- Applicant's age should be at least 18 years
- Applicant needs to have a Current or Savings Account with the Bank
Allahabad Bank International Debit Cum Atm Card Fees & Charges
- The Card will be issued free of cost to primary and joint holders with no annual charges for the first year.
- From the second year onwards Bank will charge an annual fee of Rs. 100/- only for renewal of the card every year for personalised cards only. For instant cards, no annual fee is charged.
- For issuance of duplicate cards the charges will be Rs. 100/-.
- The bank charges Rs 28 on issuance of a new ATM PIN.
- The bank levies Rs 170 on making any transaction from VISA recognised ATMs and Rs 17 on checking account balance.
Allahabad Bank International Debit Cum Atm Card Benefits
- Widely accepted debit card
- Round the clock cash withdrawal facility
- 24/7 customer care facility
- Add-on card benefits available
- Highly safe and secure transactions
Allahabad Bank International Debit Cum Atm Card How to Apply
- All customers having Savings Bank or Current Account other than Minors including joint holders (with mandate either/survivor) are eligible for Allahabad Bank International Debit Cum ATM Card.
- All CBS branches are providing the ATM cum International Debit Card facilities.
- You must have a Savings or Current Account with the bank. If you do not have a Current or Savings Account, then you need to first open your account with Allahabad bank.
- You need to submit the application form to the Branch along with your recent photograph.
- Within a short period, you will receive your personalised ATM-cum Debit Card.
- You can collect the PIN (Personal Identification Number) from your Branch on receipt of the Card.
- You should change the PIN (Personal Identification Number) at any Allahabad Bank ATM at the first opportunity.
Allahabad Bank International Debit Cum Atm Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.