Axis Bank Gold Plus Debit Card - Benefits, Charges and Eligibility

Axis Bank Gold Plus Debit Card Overview

Axis Bank Gold Plus Debit Card offers the card holders benefit each time they spend and get a host of facilities and rewards.

Axis Bank Gold Plus Debit Card Features

  • High Transaction Limits: Rs. 50,000 - daily withdrawal limit & Rs. 1.75 lakh - daily purchase limit
  • Design the card with an image of your choice
  • Easily generate your Debit Card PIN
  • In case of an emergency, block your Debit Card instantly
  • Be assured of emergency assistance
  • Access banking services from anywhere in India

Axis Bank Gold Plus Debit Card Eligibility

Gold Plus Debit Card is not issued any more.

Axis Bank Gold Plus Debit Card Fees & Charges

  • Annual Fees: Rs 300 + applicable Goods and Services Tax
  • Replacement/Re-Issuance Fees: Rs 300 + applicable Goods and Services Tax
  • A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions

Axis Bank Gold Plus Debit Card Benefits

  • Earn eDGE Loyalty Rewards
  • Complimentary access to select airport lounges
  • Fuel Surcharge Waiver on all debit card swipes at petrol pumps
  • Personal Accident (Including Permanent Total Disability) Insurance Cover of Rs. 5 lakhs
  • Air Accident Cover of Rs. 1 crore
  • Zero lost card liability as insurance against risk of loss due to fraudulent use of a lost/stolen/missing debit card
  • All consumer durable goods purchased using debit cards insured against fires, natural calamities, burglary and housebreaking upto 90 days from the date of purchase, making you eligible for a combined lost card liability and purchase protection of upto Rs. 1,75,000
  • To avail the insurance covers, your debit card needs to be used for purchases 180 days prior to the date of the mishap

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.