Axis Bank Ladies First Debit Card - Benefits, Charges and Eligibility

Axis Bank Ladies First Debit Card Overview

Axis Bank Ladies First Debit Card is a debit card that empowers women to be financially independent and manage expenses with ease.

Axis Bank Ladies First Debit Card Features

  • Issued on Titanium Ladies First platform
  • Get your card instantly
  • Axis Bank Ladies First Debit Card is designed exclusively for housewives
  • High Transaction Limits: Rs. 40,000 - daily withdrawal limit & Rs. 1 lakh - daily purchase limit
  • Easily generate your Debit Card PIN
  • In case of an emergency, block your Debit Card instantly
  • Track your monthly expenditure with ease through monthly statements
  • Explore multi-channel banking services
  • Be assured of emergency assistance

Axis Bank Ladies First Debit Card Eligibility

Ladies First Debit Card is issued to housewives only.

Axis Bank Ladies First Debit Card Fees & Charges

  • Issuance Fees - Primary/Joint: Rs. 300 + Taxes
  • Annual Fees: Rs. 300 + Taxes
  • Replacement/Re-Issuance Fees: Rs 300 + applicable Goods and Services Tax
  • A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions

Axis Bank Ladies First Debit Card Benefits

  • Enjoy exciting offers at spas and salons
  • Earn eDGE Loyalty Rewards
  • Earn 4% interest per annum on the balance money available on your Ladies First Debit Card
  • Receive instant alerts on your mobile
  • Enjoy zero minimum balance
  • Personal Accident Insurance Cover of Rs. 40,000
  • Access to 24-hour customer service number to report a missing card
  • Zero lost card liability as insurance against risk of loss due to fraudulent use of a lost/stolen/missing debit card, upto Rs. 40,000
  • All consumer durable goods purchased using debit cards insured against fires, natural calamities, burglary and housebreaking upto 90 days from the date of purchase
  • To avail the insurance cover, a report would have to be made to Axis Bank within 30 days of loss of card

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.