Axis Bank Rupay Platinum Nro Debit Card - Benefits, Charges and Eligibility

Axis Bank Rupay Platinum Nro Debit Card Overview

Axis Bank RuPay Platinum NRO Debit Card is a debit card designed to benefit the card holders on every purchase transaction.

Axis Bank Rupay Platinum Nro Debit Card Features

  • Issued on RuPay Platinum platform
  • High Transaction Limits: Rs. 75,000 - daily withdrawal limit & Rs. 2 lakhs - daily purchase limit
  • Easily generate your Debit Card PIN
  • In case of an emergency, block your Debit Card instantly
  • Be assured of emergency assistance
  • Access banking services from anywhere in India

Axis Bank Rupay Platinum Nro Debit Card Eligibility

Axis Bank RuPay Platinum NRO Debit Card is issued to only Priority NRO segment.

Axis Bank Rupay Platinum Nro Debit Card Fees & Charges

  • Issuance Fees - Primary/Joint: Nil
  • Annual Fees: Nil
  • Replacement/Re-Issuance Fees: Rs 300 + applicable Goods and Services Tax
  • Duplicate PIN: Rs 100 + applicable Goods and Services Tax
  • A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions

Axis Bank Rupay Platinum Nro Debit Card Benefits

  • Activation Offer: Buy One Get One Cappuccino Free at CCD Outlets by paying with RuPay Platinum Card
  • Dinning Delight: Enjoy a minimum discount of 15% at over 5,000+ restaurants
  • Personal accident insurance cover of Rs. 2 Lakhs. Personal Accident Insurance Cover and all other features are provided by NPCI
  • Access to various Airport Lounges in India with a limit of 2 Visits per Quarter
  • 5% cash back on all utility bills paid through RuPay Platinum Debit Card. Cash Back is capped at Rs.50 per month per card for electric, gas, water and sanitary bill payments only. No cap on minimum value of transaction required
  • Complimentary Concierge Service
  • 15% discount for every transaction over Rs.300 at Cafe Coffee Day outlets. Offer is valid on bills for food and beverage only
  • Fuel Surcharge Waiver at all petrol pumps with a cap of Rs. 75 on the monthly amount of fuel surcharge waived

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.