Axis Bank Secure Plus Debit Card - Benefits, Charges and Eligibility

Axis Bank Secure Plus Debit Card Overview

With Axis Bank Secure+ Debit Card, the card holders quit worrying about misuse/fraud with this debit card that lets them transact securely and freely.

Axis Bank Secure Plus Debit Card Features

  • Issued on Visa - Secure+ platform
  • High Transaction Limits: Rs. 50,000 - daily withdrawal limit & Rs. 75,000 - daily purchase limit
  • Single call card loss reporting service
  • Easily generate your Debit Card PIN
  • Enjoy the convenience of Contactless Payments with Power Packed Benefits
  • Design your card with an image of your choice or choose from a wide array of gallery images
  • In case of an emergency, block your Debit Card instantly

Axis Bank Secure Plus Debit Card Eligibility

Issued to savings and salary account holders below Priority (except No-frills and Basic Savings Account holders).

Axis Bank Secure Plus Debit Card Fees & Charges

  • Issuance Fees - Primary/Joint: Rs. 300 + Taxes
  • Annual Fees: Rs. 300 + Taxes
  • My designe charges: Rs. 150
  • Replacement/Re-Issuance Fees: Rs 200 + applicable Goods and Services Tax
  • A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions

Axis Bank Secure Plus Debit Card Benefits

  • CPP will facilitate an emergency cash advance upto Rs. 5,000 for your return home in case you lose cards/cash while travelling in India
  • CPP will facilitate an emergency advance upto Rs. 80,000 if a card is lost/stolen abroad
  • Upto Rs. 75,000 cover on cards for fraud due to loss, theft, skimming, counterfeiting, online usage, phishing and PIN based transactions beginning 15 days prior to the loss off the card
  • Earn eDGE Loyalty Rewards
  • Personal Accident Insurance Cover of Rs. 5 lakhs. To avail the insurance covers, your debit card needs to be used for purchases 180 days prior to the date of the mishap

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.