Axis Bank Titanium Prime Plus Debit Card - Benefits, Charges and Eligibility

Axis Bank Titanium Prime Plus Debit Card Overview

Axis Bank Titanium Prime Plus Debit Card lets the card holders enjoy cashback on movies and enhanced transaction limits that meet your shopping needs.

Axis Bank Titanium Prime Plus Debit Card Features

  • Issued on MasterCard Titanium Prime Plus platform
  • High Transaction Limits: Rs. 50,000 - daily withdrawal limit & Rs. 1 lakh - daily purchase limit
  • Design the card with an image of your choice
  • Easily generate your Debit Card PIN
  • In case of an emergency, block your Debit Card instantly
  • Be assured of emergency assistance
  • Access banking services from anywhere in India

Axis Bank Titanium Prime Plus Debit Card Eligibility

Titanium Prime debit card is available to Prime Plus Savings account customers only.

Axis Bank Titanium Prime Plus Debit Card Fees & Charges

  • Issuance Fees - Primary/Joint: Rs 50 + applicable Goods and Services Tax
  • Annual Fees: Rs 200 + applicable Goods and Services Tax
  • Replacement/Re-Issuance Fees: Rs 200 + applicable Goods and Services Tax
  • My designe charges: Rs. 150
  • A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions

Axis Bank Titanium Prime Plus Debit Card Benefits

  • Issuance charges waiver on your Prime Plus Debit Card
  • Enjoy 10% cash back on online and box office movie spends
  • Earn eDGE Loyalty Rewards
  • Personal Accident (Including Permanent Total Disability) Insurance Cover of Rs. 2 lakhs
  • Air Accident Cover of Rs. 1 crore
  • Access to 24-hour customer service number to report a missing card
  • Zero lost card liability as insurance against risk of loss due to fraudulent use of a lost/stolen/missing debit card
  • All consumer durable goods purchased using debit cards insured against fires, natural calamities, burglary and housebreaking upto 90 days from the date of purchase, making you eligible for a combined lost card liability and purchase protection of upto Rs.50,000
  • To avail the insurance covers, your debit card needs to be used for purchases 180 days prior to the date of the mishap

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.