Axis Bank Titanium Rewards Debit Card - Benefits, Charges and Eligibility

Axis Bank Titanium Rewards Debit Card Overview

Axis Bank Titanium Rewards Debit Card lets the card holders earn more points and offers enhanced purchase limits and benefits.

Axis Bank Titanium Rewards Debit Card Features

  • Issued on MasterCard - Titanium Rewards platform
  • High Transaction Limits: Rs. 50,000 - daily withdrawal limit & Rs. 4 lakhs - daily purchase limit
  • Easily generate your Debit Card PIN
  • Design your card with an image of your choice or choose from a wide array of gallery images
  • In case of an emergency, block your Debit Card instantly

Axis Bank Titanium Rewards Debit Card Eligibility

Issued to savings and salary account holders below Priority (except No-frills and Basic Savings Account holders).

Axis Bank Titanium Rewards Debit Card Fees & Charges

  • Issuance Fees - Primary/Joint: Rs. 500 + Taxes
  • Annual Fees: Rs. 300 + Taxes
  • My designe charges: Rs. 150
  • Replacement/Re-Issuance Fees: Rs 200 + applicable Goods and Services Tax
  • A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions

Axis Bank Titanium Rewards Debit Card Benefits

  • 5% Discount on both online and box office bookings
  • Complimentary access to select airport lounges in India: Limit 1 visit per quarter
  • Fuel Surcharge Waiver: With a cap of Rs. 200 on the monthly amount of fuel surcharge waived and no reward points will be awarded on fuel purchases
  • Personal Accident (Including Permanent Total Disability) Insurance Cover of Rs. 5 lakhs
  • Earn eDGE Loyalty Rewards
  • Air accident Insurance cover of Rs.1 Crore
  • Access to 24-hour customer service number to report a missing card
  • Zero lost card liability as insurance against risk of loss due to fraudulent use of a lost/stolen/missing debit card, up-to 1.7 lakhs
  • All consumer durable goods purchased using debit cards insured against fires, natural calamities, burglary and housebreaking up-to 90 days from the date of purchase, making you eligible for a combined lost card liability and purchase protection of up-to Rs.1.7 Lakhs
  • For Personal Accident Insurance, Combined lost card liability and purchase protection cover, to remain active; there should be at least one purchase transaction (POS/E-com) within 180 days prior to the date of mishap. For Air accident insurance cover, ticket should be booked using Axis Bank Debit card only

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.