Central Bank Of India Platinum Rupay Debit Card - Benefits, Charges and Eligibility

Central Bank Of India Platinum Rupay Debit Card Overview

Platinum RuPay Debit Card is an EMV Chip based card issued under RuPay Platform. It has a International & Domestic Acceptance.

Central Bank Of India Platinum Rupay Debit Card Features

  • It is an EMV Chip based card issued under RuPay Platform
  • International & Domestic Acceptance at ATM and merchant locations
  • It is a Platinum Debit / ATM Card, a high end product

Central Bank Of India Platinum Rupay Debit Card Eligibility

All HSS current and Savings account holders are eligible. Existing customers can also upgrade the accounts to apply for this card.

Central Bank Of India Platinum Rupay Debit Card Fees & Charges

  • The Card will be issued free of cost to primary and joint holders free of cost for the first year.
  • No Annual Fee
  • Card Replacement charges (within India) : Rs. 50/-
  • Issuance of subsequent Additional Card/ add-on card : Rs. 100/-
  • Re-Generation of PINS : Rs. 50/-
  • Duplicate card on account of loss : Rs. 200/-
  • Surcharges at Railway: Rs.2.5% + Service tax (if any), on transaction amount or Rs.10/- whichever is higher

Central Bank Of India Platinum Rupay Debit Card Benefits

  • RuPay Platinum offers provides access to the participating lounge 2 times per Calendar qtr. per Card in any of the 25 participating airport lounges
  • RuPay Platinum Debit card Concierge services can be availed in English or Hindi by Calling toll free number
  • Activation Offers: Cafe Coffee Day [Buy one get one cappuccino free], The Mobile store Rs.1500 off on select mobiles
  • Cashback of fuel surcharge : Up to 1% cash back on fuel, capped at Rs. 75/month
  • Free personal accident cover: Personal Accidental Death / Permanent Disability Insurance of Rs 2 lakh
  • Free Personal Air Accident Coverage(Death) of Rs.8 lakh
  • Get Anmol Rewardz points for every POS transactions, online purchases, etc. made through this card: 1.5 Anmol points on spend of Rs. 100 at POS /e-com. Besides above, 2.5 Anmol points on cash withdrawal per on us transaction of Rs.1500/- or more. (Withdrawal on our bank's ATM)
  • High withdrawal and transaction limit

Central Bank Of India Platinum Rupay Debit Card How to Apply

  1. Contact your Branch.
  2. If you don't have saving or Current Account, first open your account.
  3. Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
  4. You will receive your Insta Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
  5. In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
  6. The customer has to activate the Insta Debit card after 24 hours from the receipt of the card by withdrawing cash from Dena Bank ATM.

Central Bank Of India Platinum Rupay Debit Card Documents Required

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport sized photographs

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.