Corporation Bank Convenience Visa Platinum Debit Card - Benefits, Charges and Eligibility

Corporation Bank Convenience Visa Platinum Debit Card Overview

Corp Convenience Visa Platinum Debit card gives card holder instant access to his/ her account from anywhere in the world at any time of the day. You can now shop, dine out, fill fuel, book tickets, pay your bills online, make payments on the IVR and withdraw cash at ATMs in India or abroad (International Cards only). Card Holder will experience convenience and exclusive privileges offered on Corp Convenience Visa Platinum Debit Card.

Corporation Bank Convenience Visa Platinum Debit Card Features

  • Daily ATM transaction limit of Rs. 1,00,000
  • Use debit card online to shop, pay bills, book movie or train tickets
  • Card Holders are protected against fraudulent purchase transactions from the moment you report the loss to our 24 hour call centre

Corporation Bank Convenience Visa Platinum Debit Card Eligibility

All account holders having Corp Super Account are eligible. Existing Corp Super Account Holders can also upgrade the accounts to apply for this card.

Corporation Bank Convenience Visa Platinum Debit Card Fees & Charges

  • The Card will be issued free of cost to primary and joint holders free of cost for the first year.
  • Second Year Onwards Annual Fee: 150/- per year
  • Card Replacement charges (within India) : Rs. 200/-
  • Currency Conversion Charges for transactions done abroad : 3.5% of transaction value plus service tax
  • Re-Generation of PINS : Rs. 50/-
  • Unblocking of PIN: Rs. 25/-
  • Surcharges on Railway Transactions: Rs.2.5% + Service tax (if any), on transaction amount or Rs.10/- whichever is higher

Corporation Bank Convenience Visa Platinum Debit Card Benefits

  • Platinum debit card comes with a host of discount offers on dining, travelling, shopping and more
  • Enhanced Transaction Limits
  • Use your Platinum Debit Card (International Cards only) to pay directly for your purchases or withdraw cash at international ATMs and your account will be debited in Indian Rupees. Your debit card is accepted at millions of shopping locations and ATMs worldwide
  • Zero Lost Card Liability
  • Receive SMS alerts on all the transactions done through Corp Convenience Visa Platinum Debit Card

Corporation Bank Convenience Visa Platinum Debit Card How to Apply

  1. Contact your Branch.
  2. If you don't have saving or Current Account, first open your account.
  3. Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
  4. You will receive your Insta Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
  5. In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
  6. The customer has to activate the Insta Debit card after 24 hours from the receipt of the card by withdrawing cash from Dena Bank ATM.

Corporation Bank Convenience Visa Platinum Debit Card Documents Required

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport sized photographs

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.