Icici Bank Expressions Coral Debit Card - Benefits, Charges and Eligibility
Icici Bank Expressions Coral Debit Card Overview
Get the best of both the worlds! The uniqueness of an Expressions Debit Card and the exclusive benefits of a Coral Debit Card packed in one amazing Debit Card. The Expressions Coral Debit Card, get yours today!
Icici Bank Expressions Coral Debit Card Features
- Issued under MasterCard platform
- Domestic daily purchase limit of Rs. 2,25,000 and international transaction limit of Rs. 1,75,000
- Daily cash withdrawal limit of Rs. 1,25,000 if you withdraw locally and Rs. 1,75,000 if you withdraw internationally
- Use your Debit Card on the internet for buying travel or movie tickets, paying your bills and much more
- Receive instant SMS alerts on transaction made on your Debit Card
- Allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement
Icici Bank Expressions Coral Debit Card Eligibility
All customers holding an account with ICICI bank are eligible for this card. Existing eligible customers can also upgrade the accounts to apply for this card.Icici Bank Expressions Coral Debit Card Fees & Charges
- Joining fee: Rs.799 plus service tax
- Annual fee:Rs.799 plus service tax
- PoS/Ecom Transactions: Nil
- Re-issuance charges: Rs. 200 plus service taxes
Icici Bank Expressions Coral Debit Card Benefits
- Buy 1 get 1 free Bookmyshow.com Offer (2 movie tickets per month)
- Buy 1 get 1 free CarnivalCinemas Offer (2 movie tickets per month)
- Buy 1 get 1 free INOX Movies Multiplexes Offer (1 movie tickets per month)
- Get Kaya Gift Voucher worth Rs. 1,000
- Get one Wills Lifestyle gift certificate worth Rs. 500
- Get up to 15% off on dining at more than 800 restaurants
- Earn 6 Points on every Rs. 200 spent at merchant establishment in India & 10 Points at merchant establishment outside India
- Zero Surcharge on fuel purchases
- Free Air Accident Insurance: Rs. 20 lakhs
- Free Personal Accident Insurance: Rs. 10 lakhs
- Free Purchase Protection: Rs. 2.5 lakhs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.