Icici Bank Mumbai Metro Platinum Debit Card - Benefits, Charges and Eligibility

Icici Bank Mumbai Metro Platinum Debit Card Overview

ICICI Bank Unifare Mumbai Metro Debit Card is a unique collaboration between ICICI Bank and Mumbai Metro One Private Limited, designed with the objective of combining exceptional convenience in travel along with lifestyle benefits. It has the dual features of a Mumbai Metro Smart Card and an ICICI Bank Debit Card, ensuring that customers have only 1 card to carry for travel at Mumbai Metro as well as for making purchases at over 22 million establishments worldwide.

Icici Bank Mumbai Metro Platinum Debit Card Features

  • Domestic daily purchase limit of Rs. 2,00,000 and international transaction limit of Rs. 1,50,000
  • Daily cash withdrawal limit of Rs. 1,00,000 whether you withdraw locally or internationally
  • Use your Debit Card on the internet for buying travel or movie tickets, paying your bills and much more
  • Receive instant SMS alerts on transaction made on your Debit Card
  • Allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement

Icici Bank Mumbai Metro Platinum Debit Card Eligibility

All customers holding an account with ICICI bank are eligible for this card. Existing eligible customers can also upgrade the accounts to apply for this card.

Icici Bank Mumbai Metro Platinum Debit Card Fees & Charges

  • Joining fee: Rs.299 plus service tax
  • Annual fee:Rs.299 plus service tax
  • PoS/Ecom Transactions: Nil
  • Re-issuance charges: Rs. 299 plus service taxes

Icici Bank Mumbai Metro Platinum Debit Card Benefits

  • Avail up to 20% discount on Mumbai Metro fare every time you travel using your ICICI Bank Unifare Mumbai Metro Platinum Debit Card
  • Automatic recharge of your Mumbai Metro transit chip by Rs. 200 whenever the balance on the chip drops below Rs.50
  • Platinum platform benefits from MasterCard
  • Security of a Chip Card: The card comes with a microchip that is virtually impossible to duplicate, providing additional security against counterfeiting/ duplication of card
  • Get up to 15% off on dining at more than 2,500 restaurants
  • Earn 6 Points on every Rs. 200 spent at merchant establishment in India & 10 Points at merchant establishment outside India
  • Zero Surcharge on fuel purchases

Icici Bank Mumbai Metro Platinum Debit Card Documents Required

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport sized photographs

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.