Idfc Bank Visa Platinum Debit Card - Benefits, Charges and Eligibility

Idfc Bank Visa Platinum Debit Card Overview

IDFC Bank Visa Platinum Debit card lets you Shopping at retail and e-commerce, and all ATMs worldwide. It provides you Convenience when you shop, dine, pay your bills whether offline, online or abroad!

Idfc Bank Visa Platinum Debit Card Features

• Domestic daily purchase limit of Rs. 1,50,000 and international transaction limit of Rs. 50,000
• Domestic daily withdrawal limit of Rs. 50,000 and international transaction limit of Rs. 50,000
• Use your Debit Card on the internet for buying travel or movie tickets, paying your bills and much more
• Receive instant SMS alerts on transaction made on your Debit Card
• Enhanced Security inbuilt in Debit card with EMV chip where you can set your own limits
• Allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement

Idfc Bank Visa Platinum Debit Card Eligibility

All customers holding an account (of Average Monthly Balance Requirement of NIL) with IDFC bank are eligible for this card. Existing eligible customers can also upgrade the accounts to apply for this card.

Idfc Bank Visa Platinum Debit Card Fees & Charges

• Debit Card Issuance Fee: Rs.100 plus applicable tax
• Annual fee:Rs.100 plus applicable tax
• PoS/Ecom Transactions: Nil
• International ATM or POS transaction: Rs 25 per balance enquiry & Rs. 125 per cash withdrawal/ POS (plus taxes). Forex mark up 2% of the transaction value will be applicable
• Replacement of Debit Card: Rs. 100 plus applicable taxes

Idfc Bank Visa Platinum Debit Card Benefits

Activation Offer: Spend Rs 1000 or more on your first transaction using IDFC Bank Visa Platinum Debit Card and we give you 10% back, up to a maximum of Rs 250

Get Rs. 250 off every month on any movies, plays or events you book on bookmyshow.com

Use your IDFC Bank Debit Card to book your hotels and flights via Thomas Cook and enjoy these wonderful discounts on holidays, hotels and Flights bookings

Avail of 10% discount on course fees for all courses available on www.talentedge.in

Complimentary access to Airport Lounges in India with your IDFC Bank VisaSignature Debit card

Free Lost Card Liability Cover: Rs. 1.5 lakhs

Free Personal Accident Insurance: Rs. 15 lakhs

Free Purchase Protection: Rs. 50,000

As an IDFC Bank Visa Signature & Platinum Card holder, enjoy the freedom from paying 2.5% fuel surcharge across any petrol pump in India. This waiver is valid for all the fuel pumps across the country

Buy 1 get 1 free Bookmyshow.com Offer plus enjoy discounts on your food and beverage. Offer is valid every week from Thursday to Sunday

Upto 15% of on Apollo Pharmacy

Enjoy Rs.500 off on no minimum transaction value at Wills Lifestyle

20% off on Best Available Rate at Lemon Tree Hotels

10% off on Best Available Rate at Lalit Hotels & Resorts

Idfc Bank Visa Platinum Debit Card Documents Required

• Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
• Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
• Passport sized photographs

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.