Idfc Bank Visa Signature Debit Card - Benefits, Charges and Eligibility

Idfc Bank Visa Signature Debit Card Overview

IDFC Bank Visa Signature Debit card lets you Shopping at retail and e-commerce, and all ATMs worldwide. It provides you Convenience when you shop, dine, pay your bills whether offline, online or abroad!

Idfc Bank Visa Signature Debit Card Features

  • Domestic daily purchase limit of Rs. 3,50,000 and international transaction limit of Rs. 50,000
  • Domestic daily withdrawal limit of Rs. 1,50,000 and international transaction limit of Rs. 50,000
  • Use your Debit Card on the internet for buying travel or movie tickets, paying your bills and much more
  • Receive instant SMS alerts on transaction made on your Debit Card
  • Enhanced Security inbuilt in Debit card with EMV chip where you can set your own limits
  • Allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement

Idfc Bank Visa Signature Debit Card Eligibility

All customers holding an account (of Average Monthly Balance Requirement of Rs 25,000) with IDFC bank are eligible for this card. Existing eligible customers can also upgrade the accounts to apply for this card.

Idfc Bank Visa Signature Debit Card Fees & Charges

  • Joining fee: Nil
  • Annual fee:Rs.100 plus service tax, free of charge if the account holder maintains a monthly balance of Rs. 25,000
  • PoS/Ecom Transactions: Nil
  • Replacement of Debit Card: Rs. 100 plus service taxes

Idfc Bank Visa Signature Debit Card Benefits

  • Activation Offer: Spend Rs 1000 or more on your first transaction using IDFC Bank Visa Signature Debit Card and we give you 10% back, up to a maximum of Rs 250
  • Get Rs. 250 off every month on any movies, plays or events you book on
  • Use your IDFC Bank Debit Card to book your hotels and flights via Thomas Cook and enjoy these wonderful discounts on holidays, hotels and Flights bookings
  • Avail of 10% discount on course fees for all courses available on
  • Complimentary access to Airport Lounges in India with your IDFC Bank VisaSignature Debit card
  • Free Lost Card Liability Cover: Rs. 2.5 lakhs
  • Free Personal Accident Insurance: Rs. 25 lakhs
  • Free Purchase Protection: Rs. 1 lakh
  • As an IDFC Bank Visa Signature & Platinum Card holder, enjoy the freedom from paying 2.5% fuel surcharge across any petrol pump in India. This waiver is valid for all the fuel pumps across the country
  • Buy 1 get 1 free Offer plus enjoy discounts on your food and beverage. Offer is valid every week from Thursday to Sunday
  • Upto 15% of on Apollo Pharmacy
  • Enjoy Rs.500 off on no minimum transaction value at Wills Lifestyle
  • 20% off on Best Available Rate at Lemon Tree Hotels
  • 10% off on Best Available Rate at Lalit Hotels & Resorts
  • Idfc Bank Visa Signature Debit Card Documents Required

    • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
    • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
    • Passport sized photographs

    What is EMV-Chip Based Debit Card?

    EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

    EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

    What is a Contactless Debit Card?

    Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

    Benefits of a Contactless Card

    • Fast & Convenient
    • Safe & Secure
    • No chance of losing or misplacing it

    The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.