Kbl Moneyplant Rupay International Platinum Debit Card - Benefits, Charges and Eligibility
Kbl Moneyplant Rupay International Platinum Debit Card Overview
KBL MoneyPlant RuPay International Platinum Debit Card not only replaces your ATM / Regular Debit Card but also opens a world of privileges that match your status and lifestyle. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any MoneyPlant ATM or NFS ATM.
Kbl Moneyplant Rupay International Platinum Debit Card Features
- Issued on RuPay Platform
- Purchase Limit : Rs.2,00,000/- Per Day & ATM Limit Rs.75,000/- Per Day
- Accepted at over 1,90,000 ATMs in India and over 1.66 million RuPay & Discover enabled ATMs worldwide
- Accepted at more than 12 lakhs POS terminals in India and 35.7 million RuPay & Discover enabled POS terminals worldwide
- Use your card for online shopping, e-payments and bill payments
Kbl Moneyplant Rupay International Platinum Debit Card Eligibility
All customers holding an account with Karnataka Bank are eligible for this Debit card. Existing eligible customers can also upgrade the accounts to apply for this card.Kbl Moneyplant Rupay International Platinum Debit Card Fees & Charges
- Joining Fee (Privileged customers): Nil
- Joining Fee (Special Eligibility Customers): Nil
- Joining Fee (General Customers): Rs 200 plus applicable taxes
- Annual Fee (Privileged customers): Nil
- Annual Fee (Special Eligibility Customers): Rs 200 plus applicable taxes
- Annual Fee (General Customers): Rs 200 plus applicable taxes
- Replacement of card charges: Rs 100 plus applicable taxes
- Regeneration of ATM PIN: Rs 100 plus applicable taxes
Kbl Moneyplant Rupay International Platinum Debit Card Benefits
- Free of Joining Fees and Annual Fee to Privileged customers
- Personal Accident (PA) coverage: Rs.2.00 lakh
- Cashless shopping with RuPay Debit Card
- Zero Lost Card Liability: You will be insured for risk of loss due to fraudulent use of a lost or stolen or missing debit card.All you need to do is communicate the loss of your card by calling bank's 24-hour customer service number
- Zero Fuel Surcharges waiver: capped at Rs.75/- per card per month
- You can call bank's Emergency Helpline for Card Blocking/ assistance
- Secure Online Shopping
- 24/7 customer care facility
- Highly safe and secure transactions
Kbl Moneyplant Rupay International Platinum Debit Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.