United Bank Emv Debit Card - Benefits, Charges and Eligibility

United Bank Emv Debit Card Overview

United EMV Debit Card is chip based debit card for all the customers who have swiped their cards at least once in any of the international ATM terminals and those are willing to do the transaction at any future date at foreign location. The card may also be issued to our esteem customers on demand. United Bank EMV Debit Card can be used in all United Bank ATMs, all VISA Member Banks ATMs, POS and E-Com in India and all NFS member Banks ATMs.

United Bank Emv Debit Card Features

  • Cash withdrawal of Rs 1,00,000/ maximum from ATMs
  • Shopping maximum of Rs 1,50,000/- at stores through POS terminals and Online shopping by e-com transaction
  • Fund Transfer upto Rs 1,00,000/- within the bank
  • Maximum of 10 transactions (including 5 transactions for cash withdrawal and 5 transactions for POS/E-Com) can be performed.4) Secured chip based
  • For use at both domestic and international locations

United Bank Emv Debit Card Eligibility

Customers with Savings, Current, Overdraft having used / want to use their card at international location.

United Bank Emv Debit Card Fees & Charges

  • Charges for issuance of Card : Free
  • Second Year Onwards Annual Fee: Rs. 150/- plus applicable taxes
  • Charges for issuance of Add-on Card : Rs. 100/- plus applicable taxes
  • Second Year Onwards Annual Fee for Add-on Card: Rs. 150/- plus applicable taxes
  • Regeneration of PIN: Rs 50/- plus applicable taxes
  • Replacement/Re-issue of Lost/Damaged Card: Rs 150/- plus applicable taxes
  • Mark Up Charges for each POSP transaction at Petrol Pumps: 2.5% + GST
  • Mark Up Charges for each POSP transaction at Railway Bookings: 2.5% + GST

United Bank Emv Debit Card Benefits

  • Worldwide Acceptance
  • Visa Offers: These cards come with a host of discount offers on dining, travelling, shopping and more
  • Use your card for shopping at over 5 lakh outlets in India, and over 30 million worldwide
  • Security Facilities to the customers: EMV Chip is the key in controlling/reducing counterfeit fraud

United Bank Emv Debit Card How to Apply

  1. Contact your Branch.
  2. If you don't have saving or Current Account, first open your account.
  3. Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
  4. You will receive your Insta Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
  5. In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
  6. The customer has to activate the Insta Debit card after 24 hours from the receipt of the card by withdrawing cash from Dena Bank ATM.

United Bank Emv Debit Card Documents Required

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport sized photographs

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

What is a Contactless Debit Card?

Contactless debit card is a sensor embedded new age debit card that works on Near Field Communication (NFC) Technology using Radio Transmission to ascertain contact when the card is brought near a terminal. This enables the customers to make payments up to Rs.5,000 without swiping their cards & entering a PIN.

Benefits of a Contactless Card

  • Fast & Convenient
  • Safe & Secure
  • No chance of losing or misplacing it

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.