United Bank Rupay Kisan Debit Card - Benefits, Charges and Eligibility
United Bank Rupay Kisan Debit Card Overview
United RuPay Kisan Debit Card is launched for issuance to KCC account holders of the Bank. United Bank RuPay Kisan Debit Card can be used in all United Bank ATMs and in all NFS Member Banks ATMs and RuPay enabled POS.
United Bank Rupay Kisan Debit Card Features
- Cash withdrawal of Rs 25,000/ maximum from the ATMs
- Shopping of Rs 40,000/ maximum at stores through POS terminals
- Maximum of 5 transaction (including cash withdrawal and POS) can be performed
- Secured signature based
- Issued only to those customers who are having KCC account in United Bank of India opened under CCUKC scheme
United Bank Rupay Kisan Debit Card Eligibility
These cards can be issued only to those customers who are having KCC account in our bank opened in CCUKC scheme.United Bank Rupay Kisan Debit Card Fees & Charges
- Charges for issuance of Card : Free
- Second Year Onwards Annual Fee: Rs. 100/- plus applicable taxes
- Charges for issuance of Add-on Card : Rs. 100/- plus applicable taxes
- Second Year Onwards Annual Fee for Add-on Card: Rs. 100/- plus applicable taxes
- Regeneration of PIN: Rs 50/- plus applicable taxes
- Replacement/Re-issue of Lost/Damaged Card: Rs 150/- plus applicable taxes
- Mark Up Charges for each POSP transaction at Petrol Pumps: 2.5% + GST
- Mark Up Charges for each POSP transaction at Railway Bookings: 2.5% + GST
United Bank Rupay Kisan Debit Card Benefits
- Priority customer service available 24 hrs for all the 7 days of a week
- Quick and secure access for funds
- High Withdrawal Limit & Shopping Limit: Card holder enjoys ATM cash withdrawal limit of Rs 25000 & shopping limit (POS) of Rs. 40000 per day
United Bank Rupay Kisan Debit Card How to Apply
- Contact your Branch.
- If you don't have saving or Current Account, first open your account.
- Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
- You will receive your Insta Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
- In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
- The customer has to activate the Insta Debit card after 24 hours from the receipt of the card by withdrawing cash from Dena Bank ATM.
United Bank Rupay Kisan Debit Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.