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Vijaya Bank Global Debit Cum Atm Card - Benefits, Charges and Eligibility

Vijaya Bank Global Debit Cum Atm Card Overview

Vijaya Global Debit Cum ATM Card is the VISA International Debit Card issued by our Bank to its account holders for using it at Merchant Establishments and at Automated Teller Machines (ATMs). The Vijaya Global Debit cum ATM card has been launched in association with VISA International. The Vijaya Global Debit cum ATM card can be used at all Vijaya Bank ATMs. It can also be used in networked VISA ATMs of any Bank in India and abroad. The card has wide acceptability - over 2,49,000 merchant establishments in India and 25.17 million globally.

Vijaya Bank Global Debit Cum Atm Card Features

  • Vijaya Global Debit cum ATM Card is valid for use at our Bank's ATMs, other Bank's VISA ATMs and merchant establishments in India and abroad
  • Vijaya Global Debit cum ATM Card is not valid for payment in foreign exchange at merchant establishments in India, Nepal & Bhutan
  • The validity of the card shall be five years from the last day of the month in which the card is issued
  • Debit card is allowed for usage in Internet for websites where Verified by VISA/RuPay Paysecure authentication is mandatory
  • Vijaya Global Debit cum ATM card has been launched in association with VISA International

Vijaya Bank Global Debit Cum Atm Card Eligibility

  • Individuals: All adult Individuals maintaining an operative Savings Bank account (including NRE accounts) or Current account with satisfactory operations with any one of our branches. In case of current accounts in the name of proprietor ship concerns, the debit cards will be issued in the personal name of the proprietor
  • Joint accounts: For joint accounts with operation by any one or survivors, debit card can be issued to any one or more or all the joint account holders who are authorized to operate the account individually. Where the debit cards have to be issued for joint account holders, apart from the applicant's signature the signature of the other joint account holders should be obtained on the debit card application

Vijaya Bank Global Debit Cum Atm Card Fees & Charges

  • Charges for issuance of Card : Rs. 150/- plus applicable taxes
  • Second Year Onwards Annual Fee: Rs. 100/- plus applicable taxes
  • Regeneration of PIN: Rs 50/- plus applicable taxes
  • Replacement/Re-issue of Lost/Damaged Card: Rs 150/- plus applicable taxes
  • Cancellation charges (if cancelled during first year of card issuance): Rs. 100/- plus applicable taxes
  • Hotlisting charges: Rs 50/- plus applicable taxes
  • Mark Up Charges for each POSP transaction at Petrol Pumps: 2.5% + GST
  • Mark Up Charges for each POSP transaction at Railway Bookings: 2.5% + GST

Vijaya Bank Global Debit Cum Atm Card Benefits

  • Multiple benefits of VISA
  • Card holder can withdraw cash from all the ATMs of Vijaya Bank and other bank's Rupay Branded ATMs
  • International Validity
  • Make transactions secure
  • Widely accepted and recognized and can be used at over 25 million merchant establishments globally
  • High withdrawal and transaction limit will offer greater flexibility to the customers

    • Vijaya Bank Global Debit Cum Atm Card How to Apply

    1. Contact your Branch.
    2. If you don't have saving or Current Account, first open your account.
    3. Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
    4. You will receive your Insta Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
    5. In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
    6. The customer has to activate the Insta Debit card after 24 hours from the receipt of the card by withdrawing cash from Dena Bank ATM.

    Vijaya Bank Global Debit Cum Atm Card Documents Required

    • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
    • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
    • Passport sized photographs

    What is EMV-Chip Based Debit Card?

    EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

    EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

    The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.

 

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