Vijaya Bank Rupay Kisan Card - Benefits, Charges and Eligibility
Vijaya Bank Rupay Kisan Card Overview
Rupay Kisan Card is an ATM enabled Kisan Debit card is issued to the customers having Vijaya Kisan Card account with Vijaya Bank and is linked to VKC account of the customer. The ATM enabled Kisan Debit Card is specially designed non-photo card launched in association with Rupay a Domestic payment branch promoted by NPCI. This card is issued free of charge and is valid for 5 years.
Vijaya Bank Rupay Kisan Card Features
- Specially designed non-photo card launched in association with Rupay a Domestic payment branch promoted by NPCI
- Issued to the customers having Vijaya Kisan Card account with Vijaya Bank
- It is valid for 5 years
- The drawing power for the Kisan card account will have to be fixed by the branch depending upon the crops cultivated, area under cultivation and scale of finance
Vijaya Bank Rupay Kisan Card Eligibility
Vijaya Rupay Kisan Card is issued to the customers having Vijaya Kisan Card account with Vijaya Bank. The drawing power for the Kisan card account will have to be fixed by the branch depending upon the crops cultivated, area under cultivation and scale of finance.Vijaya Bank Rupay Kisan Card Fees & Charges
- Charges for issuance of Card : Free
- Second Year Onwards Annual Fee: Free
- Regeneration of PIN: Rs 50/- plus applicable taxes
- Replacement/Re-issue of Lost/Damaged Card: Free
- Cancellation charges (if cancelled during first year of card issuance): Rs. 100/- plus applicable taxes
- Hotlisting charges: Rs 50/- plus applicable taxes
- Mark Up Charges for each POSP transaction at Petrol Pumps: 2.5% + GST
- Mark Up Charges for each POSP transaction at Railway Bookings: 2.5% + GST
Vijaya Bank Rupay Kisan Card Benefits
- Rupay Kisan Card is issued free of charge
- Card holder can withdraw cash from all the ATMs of Vijaya Bank and other bank's Rupay Branded ATMs
- It can be used at merchants for the purchase of items required for agriculture activity only
Vijaya Bank Rupay Kisan Card How to Apply
- Contact your Branch.
- If you don't have saving or Current Account, first open your account.
- Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
- You will receive your Insta Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
- In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
- The customer has to activate the Insta Debit card after 24 hours from the receipt of the card by withdrawing cash from Dena Bank ATM.
Vijaya Bank Rupay Kisan Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.