Chikmagalur Jilla Mahila Sahakara Education Loan Interest Rate
INTEREST RATE | Please Contact Bank Branch |
LOAN TENURE | Contact Bank Branch |
PROCESSING FEE | As decided by the bank from time to time |
GUARANTOR REQUIRED | Please Contact Bank Branch |
PRE CLOSURE CHARGES | As decided by the bank from time to time |
About Chikmagalur Jilla Mahila Sahakara
Chikmagalur Jilla Mahila Sahakara is a bank in india. It has headquarter in Banglore. It has 0 branches and
It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.
Find details about Chikmagalur Jilla Mahila Sahakara which includes Chikmagalur Jilla Mahila Sahakara Official Website, Chikmagalur Jilla Mahila Sahakara ATMs accross the India, Chikmagalur Jilla Mahila Sahakara Branches accross the India, Chikmagalur Jilla Mahila Sahakara Contact Numbers, Chikmagalur Jilla Mahila Sahakara official EmailID, Chikmagalur Jilla Mahila Sahakara Headquarter and Chikmagalur Jilla Mahila Sahakara Headquarter Address. Find Chikmagalur Jilla Mahila Sahakara Education loan purpos, Eligibility, Margin, Repayment of Education Loan ,Security, Documents Required for Education Loan from below.
Other Products of Chikmagalur Jilla Mahila Sahakara:
Chikmagalur Jilla Mahila Sahakara Education Loan Purpose
To provide financial assistance to the deserving / meritorious students in getting their education completed specially for higher education. The scheme aims to ensure that the deserving students may not loose opportunities for want of arrangements of funds.
Chikmagalur Jilla Mahila Sahakara Eligible Courses for Education Loan
Education Loan can be availed under following cases-
- Graduate, Post graduate, Diploma and Professional courses recognized by University Grant Commission, All India Council for Technical Education (AICTE) and the Indian Council for Medical Research, Government of India.
- Job oriented Professional or Technical courses of reputed education institutes abroad, etc.
- Government recognized or approved vocational or skill development courses.
- Courses conducted by IIM, IIT, IISC, XLRI, NIFT, etc
- Courses offered in India by reputed foreign Universities.
- Other Courses leading to Diploma/ Degree, etc. conducted by Colleges/ Universities approves by UGC/ Govt./ AICTE/ AIBMS/ ICMS, etc.
Chikmagalur Jilla Mahila Sahakara Education Loan Document Required
For salaried individuals
- Duly filled up and signed education loan application form along with photographs
- KYC (Know Your Customer)documents
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Latest salary slip showing all deductions or Form 16 along with recent salary certificate
- Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Detailed break-up of the costs of the course (Optional)
For all individuals except salaried
- Duly filled up and signed education loan application form along with photographs
- KYC (Know Your Customer)documents
- IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Detailed break-up of the costs of the course (Optional)
Chikmagalur Jilla Mahila Sahakara Education Loan Amount
Banks offer loans of up to Rs 10 lakh for courses in Indian colleges and up to Rs 20 lakh for studies abroad as per Indian Banks' Association norms. The quantum of a loan depends upon the course and the institution offering this course.
Mode of Repayment of Education Loan
Post Dated Cheque (PDC): PDCs are given by the borrower in advance to the bank. They will be for future dates. Bank will deposit the cheque on the date mentioned on the cheque. This mode used to be opted by the borrowers when there were no online repayment options available. This mode is no longer popular and is used by very few borrowers.
Electronic Clearance System (ECS): This mode is very popular and most of the borrowers opted for this mode of repaying the loan. It is an electronic mode for transferring the EMI from borrower's bank to lender's bank.
National Automated Clearing House (NACH): NACH is a facility offered by National Payment Corporation of India (NPCI) for online transfer of funds on due date. This system has come into force recently and is preferred by many people. The benefit of this mode is that it allows transactions to be processed in real time.
Standing Instruction (SI): It is an order or instruction which the account holder gives to his/ her bank to pay a fixed amount to another bank/ account at a regular interval. It is also used by many borrowers to pay EMIs as EMI is a fixed amount. SI is not suitable for variable amounts.
Contact details of Chikmagalur Jilla Mahila Sahakara, Chikmagalur Jilla Mahila Sahakara SMS balance check number SMS banking, Chikmagalur Jilla Mahila Sahakara mobile banking, Chikmagalur Jilla Mahila Sahakara toll free number,Chikmagalur Jilla Mahila Sahakara toll free number 24*7, Chikmagalur Jilla Mahila Sahakara miss call number.
- CONTACT NUMBERS - 08262-238921
Chikmagalur Jilla Mahila Sahakara Contact Details
- BANK OFFICIAL WEBSITE - https://n.a.
- CONTACT NUMBERS - 08262-238921
- TOTAL BRANCHES - 0
- HEADQUARTER - Banglore
- BANK ADDRESS - Near Shankara Mutt, Basawanhalli Main Road,Chikmagalur, Karnataka Pincode-577101
Chikmagalur Jilla Mahila Sahakara Education Loan FAQs Education Loan Document Required