Prathama U.p. Gramin Bank Two Wheeler Loan Interest Rate at 12.60% to 14.10%

INTEREST RATE12.60% to 14.10%
PROCESSING FEEAs decided by the bank from time to time
PRE CLOSURE CHARGESAs decided by the bank from time to time
Note: Updated on 28 Feb 2024, for latest interest rates, please visit bank website.

About Prathama U.p. Gramin Bank

Prathama U.p. Gramin Bank is a gramin bank in india established on 04-01-2019. It has headquarter in Moradabad and address is Ram Ganga Vihar Phase-II, Post Box NO. 446, Moradabad-244001, Uttar Pradesh (INDIA).. it has 0 branches across the state.

It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, loans, personal loans, netbanking, RTGS, NEFT, IMPS, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Prathama U.p. Gramin Bank Two Wheeler Loan Interest Rates, 2 Wheeler Loan at 12.60% to 14.10% Updated on 18 May 2024. Apply for Two Wheeler Loans Online. Find Prathama U.p. Gramin Bank two wheeler loan purpos, Eligibility, Margin, Repayment of Two-Wheeler Loan ,Security, Documents Required for Two Wheeler Loan from below.

Other Products of Prathama U.p. Gramin Bank:

Home LoanPersonal Loan
Education LoanBusiness Loan
Car LoanTwo Wheeler Loan
Gold LoanFD Interest Rates
Prathama U.p. Gramin Bank RD Interest RatesPrathama U.p. Gramin Bank ATMs Location
PPF Account 

Prathama U.p. Gramin Bank Two Wheeler Loan Purpose

For purchase of new/ used Two-Wheelers i.e. Scooters, Motor Cycles, Moped(s), Scooterrete(s), Scooties, Battery-Operated Scooters, etc. of any make and model. Generally, middle class of society like salaried class, small businessmen, farmers, self-employed, etc. who want to purchase new | used two wheeler are the borrowers of such loans.

Prathama U.p. Gramin Bank Two Wheeler Loan Eligibility

  • Employees of Government | Semi-Government Undertakings, Autonomous bodies, Public Sector Undertakings, Private Companies or Reputed Establishments, Professionals or self-employed individuals/ Businessmen, etc.
  • Minimum age of applicant: 18 years.
  • Students with father or mother or spouse as co-borrower.
  • Maximum age of applicant at loan maturity: Retirement age for salaried individuals & 65 years for others.
  • The borrower should have a valid driving license.
  • Minimum Net Annual Income criteria as per bank rules

Prathama U.p. Gramin Bank Two Wheeler Loan Document Required

  • Duly filled up and signed two-wheeler loan application form along with photographs
  • KYC (Know Your Customer)documents
  • Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
  • Income Proof-Latest salary slip showing all deductions or Form 16 along with recent salary certificate (for salaried individuals)
  • Income Proof- Income Tax Returns of 2 previous financial years (for other than salaried individuals)
  • Bank Statement or Bank Pass Book of having entries of last 6 months
  • Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
  • Age Proof- Mark sheets | pass certificates of S.S.C., H.S.C, Degree courses (Optional)
  • Signature Verification (Optional)

Prathama U.p. Gramin Bank Two Wheeler Loan Eligibility