Au Small Finance Bank Altura Credit Card Cashback Details

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AU Small Finance Bank Credit Card offers a range of benefits focussed to different spending needs. With options like reward points, cashback, lounge access and premium memberships, users can customize their card features. It provides fuel surcharge waivers, travel perks, and entertainment discounts which makes it ideal for everyday expenses.
AU Small Finance Bank Altura Credit Card is a cashback-focused credit card designed for individuals who frequently spend on groceries, utility bills, and shopping. It offers reward benefits, milestone cashback, and railway lounge access, making it a great option for everyday expenses. So, why to wait? Apply and get your AU Small Finance Bank Altura Credit Card right now and be a part of the progress.

• Earn 2% cashback on grocery stores, departmental stores and utility bill payments
• Get 1% cashback on all other retail spends (capped at Rs.50 per statement cycle)

Card Type

Cashback

Features

• Earn 2% cashback on grocery stores, departmental stores and utility bill payments (capped at Rs.50 per statement cycle)
• Get 1% cashback on all other retail spends (capped at Rs.50 per statement cycle)
• Earn an extra Rs.50 cashback on spending Rs.10,000 or more in a statement cycle
• Enjoy 2 complimentary railway lounge visits per quarter at select stations
• Enjoy a 1% fuel surcharge waiver on fuel transactions between Rs.400 and Rs.5,000 (up to Rs.100 per statement cycle)
• Tap and pay at participating merchants without entering your PIN for transactions up to Rs.5,000
• Zero liability on fraudulent transactions after reporting card loss
• Convert transactions worth Rs.2,000 or more into easy EMI options
• Altura Credit Card benefits include Add on card offering which is free for lifetime

Joining Perk

No joining fee
500 reward points on your first transaction

Reward

2% cashback on grocery stores, departmental stores and utility bill payments
1% cashback on all other retail spends
2 complimentary railway lounge visits per quarter
1% fuel surcharge waiver

Eligibility

• Salaried applicant must be aged minimum of 21 years and maximum of 60 years
• Self Employed applicant must be aged minimum of 25 years and maximum of 65 years
• Add-on cardholder must be 18 years or above
• Applicant should be an Indian resident

Charges

• Standard Joining Fee : Nil
• Standard 1st Year Fee : ₹199 + GST (waived on spending ₹10,000 within 90 days of card setup)
• Standard Renewal Fee : ₹199 + GST (waived on spending ₹40,000 annually)

First Year Fee

199

Joining Fee

0

Renewal Fee

₹199

Document Required

• Identity Proof : PAN Card, Aadhaar Card, Driver's License, Passport, Voter's ID, Overseas Citizen of India Card, or Person of Indian Origin Card
• Income Proof : Latest Salary Slips, Income Tax Returns (ITR), or Bank Statements
• Address Proof : Aadhaar Card, Passport, Utility Bill (Electricity/Water/Gas), or Rental Agreement
• Color Photograph
• Copy of PAN Card
• Last 3 months bank Statement
• All documents to be self attested

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