We buy the insurance policy so that it can make good of items financially in case of any mishap. Whenever the insurance of two wheeler is in active state and something unfortunate happens such as accident, theft, etc. you need to make a claim of the same to the insurance company from where you have bought your two wheeler insurance. Claiming on your two wheeler insurance seems to be a bit of a headache but there are certainly some steps which if you follow then they will help you being as stress-free as possible.
We buy the insurance policy so that it can make good of items financially in case of any mishap. Whenever the insurance of two wheeler is in active state and something unfortunate happens such as accident, theft, etc. you need to make a claim of the same to the insurance company from where you have bought your two wheeler insurance. Claiming on your two wheeler insurance seems to be a bit of a headache but there are certainly some steps which if you follow then they will help you being as stress-free as possible.
Insurance claims help pay for the repair of the Two Wheeler and make good of any other financial issues incurred. You can choose cashless claim method which is very convenient.
Outlined below the step-by-step procedure to make Two Wheeler Insurance Claim:
- As soon as a claim occurs, you are required to call the insurance company at its customer care number which will be available on their official website
- Alternatively, you can send email to its email id
- There is also one more way to make your claim by visiting its office where its customer service executive will help you with the claims procedure.
- While making claim, you must keep the policy details such as Policy Number, loss details, etc. handy.
- You need to duly fill and sign the claim form.
- You also need to keep following documents ready which are required for the claim:
- One recent passport photo
- Registration Certificate (RC) of the bike along with one photocopy. Company/ surveyor will verify the original and will return it.
- Driving License of the driver at the time of accident along with photocopy.
- FIR from police station if third party death/ injury or property damage.
- Copy of your PAN Card, if the claim amount exceeds Rs. 1,00,000.
- Other documents may be requested based on the requirements of the claim.
- You should not go for repairing the bike before insurance company's survey is completed.
- After receiving the claim intimation from your side, insurance company will arrange its survey and will submit detailed estimate of repairs from the repairer.
Points to Remember for Two Wheeler Insurance Claim
You must Remember following Points while making two wheeler insurance claim:
- Please note that it is mandatory to update Aadhaar and PAN details while making claim.
- For company owned vehicles, signature of authorized signatory along with company seal is also required.
- Bike may be required to be produced for re-inspection, if necessitated by the surveyor.