6 Best Options Available for Cashless Payment in India?
What are the 6 best options available for cashless payment in India?
- Debit/Credit Card - Debit card/credit card is a plastic card which provides an alternative payment method to cash while making purchases. PIN is required to carry out transactions.
- Net Banking - You can conveniently transfer funds from your account to others account.
- E Wallet - It has become very popular nowadays after demonetization and is being used on a very large scale. You need to just download a wallet on your mobile where you can keep your money and make payments using mobile number or by scanning a QR code.
- Aadhar Card - You need to link your aadhar card to your bank account and then you can make payments using your finger prints and aadhar card.
- Cheque - You can issue cheque for making payment.
- Unified Payment Interface - It allows you to send and receive money from your smartphone and it needs only the recipient�s mobile number or Virtual Payment Address(VPA) for making transfer. There is no need to enter bank account information or net banking user-id/ password.
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2024 May 10 is a bank holiday in Karnataka due to Basava Jayanti/Akshaya Tritiya.
2024 May 16 is a bank holiday in Sikkim due to State Day.
2024 May 23 is a bank holiday in Jharkhand due to Buddha Pournima.
2024 May 23 is a bank holiday in Andaman And Nicobar Island due to Buddha Purnima.
2024 May 25 is a bank holiday in Tripura due to Nazrul Jayanti.
2024 June 15 is a bank holiday in Mizoram due to YMA Day/Raja Sankranti.
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Highest FD Interest Rates
| Bank Name | Interest(p.a.) |
|---|---|
| Esaf Small Finance Bank | 8.75% |
| Suryoday Small Finance Bank | 8.50% |
| Utkarsh Small Finance Bank | 8.50% |
| Equitas Small Finance Bank | 8.50% |
| North East Small Finance Bank | 8.50% |
| Ujjivan Small Finance Bank | 8.30% |
| Indusind Bank | 8.00% |
| Fincare Small Finance Bank Ltd | 8.00% |
| The Nainital Bank | 7.90% |
Senior Citizen FD Interest Rates
| Bank Name | Interest(p.a.) |
|---|---|
| Esaf Small Finance Bank | 8.75% |
| Suryoday Small Finance Bank | 8.50% |
| Utkarsh Small Finance Bank | 8.50% |
| Equitas Small Finance Bank | 8.50% |
| North East Small Finance Bank | 8.50% |
| Ujjivan Small Finance Bank | 8.30% |
| Indusind Bank | 8.00% |
| Rbl Bank | 8.00% |
| Fincare Small Finance Bank Ltd | 8.00% |
| The Nainital Bank | 7.90% |
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