Enjoy Premium Benefits and Luxury with the Most Prestigious SBI ELITE Credit Card Full Review

SBI Card, a subsidiary of State Bank of India & the third-largest card issuer, launched SBI ELITE Credit Card under the most premium card segment with a world of facilities & privileges in July, 2016. It is launched on the Master Card World platform and is enabled with NFC (Near Field Communication) modern technology with its acceptance in over 24 million outlets across the globe, including 3,25,000 outlets in India.

You will find SBI ELITE Credit Card is a Master of all the offers:

SBI ELITE Credit Card offers rich dividends to its targeted HNI customers in the form of Welcome e- Gift Voucher, Handsome Bonus Reward Points every year, Complimentary membership to several places and much more.

It's secure, fast, easy and incredibly convenient way to make a payment. You have to simply wave your card at a secure reader and your transaction is done. There is no need to swap your card in the machine. Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI ELITE Credit Card.

You will get complimentary credit card fraud liability cover of Rs. 1 lakh with SBI ELITE Credit Card, liable from the period of 48 hours prior to reporting of loss till 7 days post reporting of loss.

Make your loved ones happy by empowering them with Add-on cards.

Get privileged with the lowest Foreign Currency Mark-up Charge of 1.99% on its International usage.

• Welcome e-Gift Voucher worth Rs. 5,000 on joining from any one brand of your choice out of Yatra, Hush Puppies/Bata, Marks & Spencer, Westside and Shoppers Stop
• Earn upto 50,000 Bonus Reward Points worth Rs.12,500/year
• Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs
• Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs and 8 lakhs
• Complimentary credit card fraud liability cover of Rs. 1 lakh

• Get 10 Reward Points per Rs. 100 spends on Dining, Departmental stores and Grocery Spends
• Earn 2 Reward Points per Rs. 100 on all other spends
• Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights

• Complimentary membership to Club Vistara Silver Membership
• Complimentary membership to Trident Privilege Red Tier membership
• Complimentary membership to the Priority Pass Program worth $99
• 4 rounds of complementary green fees access and up to 50% off on golf games along with 1 complementary lesson per month at selected golf courses across India

• Get free movie tickets worth Rs. 6,000 every year
• For the frequent fliers, 6 complimentary Airport Lounge visits per year, outside India
• Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
• Exclusive 24x7 Concierge Service such as assistance with gift delivery, customized holiday packages, travel, movie & hotel reservations
• Special discounts on dining at select restaurants and cafes
• 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 4,000, at any petrol pump across the country, purchase fuel worth Rs. 500 to Rs. 4,000, to avail this benefit

Other than all above, it also offers the following benefits to cardholders

• Special discounts on dining at select restaurants, cafes & apparel brands
• Emergency Card Replacement
• Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
• Convert your transactions in easy monthly instalments on transacting for Rs. 2,500 or more using your SBI Card & convert it into Flexipay within 30 days of purchase
• Transfer the outstanding balance of other banks' credit cards to your SBI Card ELITE, to avail a lower rate of interest and pay back in EMIs
• With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep

• Joining Fee : NIL
• Annual Fee : Rs. 4,999/- + GST
• Renewal Fee : Rs. 4,999/- + GST
• Add-on Fees : Nil

Of the various products that SBI provides, the SBI ELITE Credit Card is an outstanding offering by SBI. This card will give the customers an experience of premium privileges that are unique and match their lifestyle. This card will surely add more luxury and suave to card holder's wallet.