Get Rewarded with Citibank Rewards Card Full Review

Citibank is the leading credit card issuer across the world & emerging good in India as well in credit card segment. Citibank offers a wide range of credit cards with a lot of privileges, fabulous rewards, discounts, cash back, etc. Citibank Credit Cards are very popular for the excellent reward points and offers.

Citibank Rewards Card is a primary card aimed at beginners or first time card users. It is usually offered free of fees & charges to salaried customers. With Citibank Rewards Card, you don't have to spend more on your Rewards Credit Card to earn extra reward points. Earn reward points on your Citi Rewards Card on any spend & redeem the points easily against attractive travel options, premium merchandise and much more.

There is no joining fee.

Annual Fee will be waived off, if annual spend is Rs. 30,000 or more on your Card.

Get 1,500 reward points on your first spend within 30 days of card issuance.

Get 2,500 points on Card Activation.

Get 1,000 bonus points on your first spend of Rs. 1,000 made within 60 days of card issue.

Earn 300 bonus rewards points when you spend at least Rs. 30,000 in a month.

• Earn 10 Reward Point on every Rs.125 spent at Apparel & Department Stores
• Earn unlimited 10 Rewards Points for every Rs.125 at select partners
• 1 Reward Point for every Rs.125 on all other purchases

• Personal Concierge Services : Personalised concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance and much more
• Dining Privileges : Up to 15% savings across participating restaurants
• EMI Privileges : Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers

Enjoy over 3,600 offers across Dining, Shopping, Movies & EMI.

Redeem now or keep collecting for something big later - it's a choice you have because your reward points will never expire.

• Joining Fee : NIL
• Annual Fee : Rs. 1,000 (NIL, if annual spend is Rs. 30,000 or more on your Card)

Citibank Rewards Card is a very basic card primarily focussed at beginners & it doesn't offer very good reward structure for high spenders.

If you are a first time credit card user, not a very high spender or want a Credit Card without any annual charges, it is a good option for you. The main feature that comes with this card is that it offer multiple rewards based on your spending which you will surely find very attractive plus points earned would never expire & there are lots of redemption options available for you including adjusting your credit card bill. There is nothing to lose with this card even if you keep it as an additional card.