Steps to Transfer EPF Online
By Anupama Deshpande | August 12, 2019

For all those companies which have 20 or more employees, EPF is a compulsory deduction. Contribution to this fund is made by the employer and employee. Under EPF, 12% is deducted from his salary by the employer and 12% of employee's basic salary and dearness allowance is contributed by the employer. These amounts are then contributed to employee's EPF account. EPFO offers compound interest on your savings.

Employees do change jobs for their growth, better earnings and future stability. In such scenario, it is recommended to the employees to get the accumulated balance of their old EPF accounts to the new EPF accounts opened with the current employers.

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EPFO has provided the online portal to enable you transfer the accumulated balance from your old EPF accounts to a new one in a few simple steps:

1. Visit web portal https://unifiedportal-mem.epfindia.gov.in/memberinterface/
2. If you are a registered member, login to your EPF account online with your UAN and password. In case you are not a registered member, register yourself as a member and then login to your EPF account
3. Go to the "Online Services" drop-down
4. Click on "One Member-One EPF Account Transfer Request"
5. Enter your UAN or the old EPF member ID
6. You EPF account will appear
7. Select whether you would like your current or previous employer to validate the transfer. Choose any one of them
8. Select the old EPF account
9. Generate a one-time password (OTP) which will be sent on your registered mobile number
10. Enter the OTP in the space provided
11. A request will then be sent to your old and current employer to process the transfer online
12. Once the approval is made, the PF is transferred to the new account with the current employer

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1. Obtain Transfer Claim Form (Form 13) for transfer of the balance from old EPF account to the new EPF account
2. Fill up Form 13 completely by writing the required information
3. Submit the form to either old employer or the new employer
4. Once the approval is made, the PF is transferred to the new account with the current employer

The employees can also withdraw the fund from their EPF account but for following 3 reasons they should not go for it:

1. The amount withdrawn within 5 years shall be liable to tax.
2. EPF accounts become inoperative, if no contribution is made in it for a continuous period of 36 months and may not earn any interest.
3. As EPF investment is an ideal investment for retirement purpose, it is always advisable to transfer the EPF balance to the EPF account with the new employer instead of withdrawing the balance.